When Samantha Dunne was hit in her car at an English roundabout, she struggled to prove she was not at fault. She ended up "thousands of pounds out of pocket" waiting for the claim to be settled.
"I had to pay the excess on the policy, buy a new car as my own was written off in the accident and I lost my nine-year no-claims bonus, which meant a hike in premiums," she said.
Determined not to find herself in the same position again, Dunne decided to take steps to protect herself.
"I bought a dashboard camera so that I could provide video footage if I was unlucky enough to have another accident," she says. "I wanted to be certain I could prove fault and avoid a lengthy claim process."
Dashboard cameras - or "dashcams" - are wired into your car and automatically turn on and start recording when the car is started. They come with built-in memory and record on a continuous loop, ensuring that you never miss an accident.