The researchers recruited 108 healthy young adults, who were asked several questions involving their comfort with financial choices. They faced over 120 different scenarios involving the risk of making more or less money.
Professor Joseph Kable, the study's lead author, of the University of Pennsylvania, said: "We assessed how willing individuals were of accepting the risk of getting nothing for the chance of getting a higher amount of money."
He added: "The three measurements - structural and functional connections and the volume of amygdala grey matter - reinforce each other to suggest there is something important about the function of this system related to differences in how tolerant people are to taking risk.
"Just by looking at these features of your brain, we could have a reasonable idea if you are someone who will take lots of risk or not."
The researchers plan on collaborating with financial planning organisations to see how these brain-system findings can be used as a marker for risk tolerance involving larger economic-based decisions.