Public service job losses could add to far north Queensland's homelessness problem, an expert warns.
The Cairns Institute director Professor Hurriyet Babacan says the city is a hotspot for homelessness.
While this brings to mind images of people sleeping on the streets, the problem is not necessarily that visible, she says.
"In Cairns that's only six percent of the homeless," she told AAP.
"The bulk of the homeless are people doing it hard. They're couch surfing, they're living with crowded families."