‘It was more for my family’
Speaking publicly for the first time since the ruling, Clifford said he took legal action because he wanted to provide security for his family.
“I am on chemotherapy and have been for many years and have been extremely unwell,” he said.
“Your salary affects your death in service [insurance], pension and everything else, it was more for my family.
“People may think, yes it’s generous, but firstly those amounts are gross, not taxed... I do pay National Insurance on those amounts.
“I have a son [who is] off to university. Your mortgage doesn’t go down because you are sick.”
He added: “I had to use all my savings to bring this case and more, and had to borrow money on a credit card. It’s left me financially very vulnerable.
“People will still think it’s greedy but, yes it’s unfortunate, but that was a benefit I got with the job.”
‘Legal action was a last resort’
Clifford said he had spent more than £30,000 ($60,110) in bringing the case against IBM and doubts that he will still be alive in the next 15 years.
“My life is being curtailed, the chances of me living to 65 is highly unlikely.”
He insisted that legal action was a last resort and had always considered himself a “company man”.
Clifford disclosed that he had sought a modest 2.5 per cent pay rise for his status as an employee between 2013 and 2022 and wants IBM to clarify whether they had carried out a formal salary review.
Two offers were made by Clifford and his lawyers to IBM to settle the case before the hearing, he claimed.
He has now lodged an appeal against the ruling.
In correspondence seen by the Telegraph, IBM’s lawyers have argued there is “no obligation” for the company to increase his disability salary.
IBM declined to comment.