Surely the better advice is to try to blend in. You might think wearing your money in a zip-up bag underneath your T-shirt and between your belly button and groin is discreet, but if you've pulled this pouch out even once in a marketplace, you've been spotted. At worst, you've been seen by some sticky-fingered scallywags who will subsequently try to work their magic on you, but even at best, you've still been clearly identified as a tourist.
In short, locals don't ever wear these pouches, but somebody, somewhere has probably made millions selling them. I quickly learned that I felt much safer as a traveller wearing shorts or jeans with tight pockets, but not too tight that I couldn't put my hand in them over my money, phone or passport. Walking through a crowded, touristy place – the kind of area pickpockets love – I have my hand in my pocket, literally covering the very thing(s) that could be stolen.
So far, so good because here I am in my late 30s and I've never had my pocket picked. I am, however, aghast to discover that the bum bag is apparently semi-fashionable again (was it ever?) in an ironic way thanks to the likes of Prada and Gucci and big names like Rihanna and Kim Kardashian. So maybe, just maybe, if you are hot like Rihanna you can wear a bum bag and not look like a tourist - but the rest of us, steer clear!
Tim Roxborogh hosts Newstalk ZB's Weekend Collective and blogs at roxboroghreport.com