We want to take our young daughter on a trip to Australia, but she has a serious chronic illness. Can you get travel insurance with a case like this? What happens if you don't have insurance and you get sick?
I've asked Harriet Upchurch of Worldcare Insurance to help with this. She says securing cover for pre-existing medical conditions is possible, the conditions would just need to be declared in a medical assessment, either over the phone or online.
In this case, she says if the parents are covered by a Worldcare policy and she fits the definition of a dependent, she would be covered for any unforeseen, unrelated accidents or illnesses under her parents' policy without them paying additional premiums.
I've also done a bit of research and found New Zealand and Australia have a "Reciprocal Health Agreement" which covers New Zealand citizens and permanent residents on a temporary visit (up to two years long) to Australia.
