COMMENT: KiwiSaver fund riskier than term deposit but there are pluses.

More than $300m in Government payouts went begging last year.

INTERACTIVE: Find out how much your KiwiSaver has invested in cluster bombs, landmines and tobacco.

Today's revelations millions of Kiwis have unwittingly invested in tobacco and controversial weapons companies through KiwiSaver has seen ANZ announce a review.

Legal experts say the KiwiSaver providers are breaking the law by investing in companies that manufacture cluster bombs.

Higher fixed-term rates are not likely to deliver the funding boost that lenders are looking for, experts say.

COMMENT: For anyone who finds themselves in pickle, here's a story of sheer determination.

COMMENT: Putting in a loan application is like submitting your CV for a job - you want your best foot forward.

COMMENT: You? Me? The government? Have your say.

Here are some tips to save some extra cash once your children move out of home.

Some money-savvy people have shared their secrets on how they manage to hold onto a couple of bucks.

Having a manageable student loan is the first step to future happiness, writes Diana Clement.

Every year some find they can't get the 'universal' retirement pension, writes Diana Clement.

The FMA is worried KiwiSavers don't know enough about where and how their billions are invested.

More than a million people failed to take advantage of KiwiSaver subsidies in the last financial year, leaving $300 million-plus on the table.

Art flippers are targeting masterpieces as a French painting gains 220% at auction.

KiwiSaver assets have seen "phenomenal growth" in the past three months, increasing by $1.8 billion.

Hoping for an overseas holiday this year? A new car or an emergency fund? Growing the balance in your savings account is harder than it sounds.

As we all build our own financial houses and get them in order, they need to be resilient when things happen.

We type them in a dozen times a day. Who knew that passwords could help us hit savings goals?

Small successes lead to more success, and snowballing up can make it easier for us to build momentum and get going. Trying to do too much at once, on the other hand, can be demotivating.

It's saving, not spending, that will solidify the recovery and make the US less vulnerable to another downturn, says a report by the consulting firm Oxford Economics.

Adjusting peoples' retirement savings for inflation has dented the confidence of those putting a nest egg aside, an ANZ survey has found.

The problem for many KiwiSavers is often a lack of understanding of essentials versus luxuries. "It's my money and I want it." So say many KiwiSavers.

KiwiSaver investors are sending more money overseas...

It's not hard to see why so many of us have a vested interest in the system, as damaging and unfair as it is, writes Tapu Misa.