Latest fromSavings & Term Investment

Nadine Higgins: How my new surprise baby changed my financial plan
Financial curveballs: how to cope with surprises in personal finance.

Busting the '$1 million-to-retire' myth
Retirement costs may be lower than expected; actuaries reveal spending trends.

Better times ahead? What we can learn from the interest rate yield curve
The trend of NZ's steeping yield curve looks likely to continue into 2025.

KiwiSaver provider suggests saving no less than $1 million for retirement
A ball park suggestion for retirement is save about 30% to 50% of your house value.

Letters: Kids caught up in police raids used as pawns – by gangs and MPs
OPINION: Also in today's letters: the Treaty Principles Bill, the US election and tax.

Westpac’s profit jumps 10% as it puts less money aside for bad debts
CEO says bank 'acted swiftly'' to pass falling interest rates on to customers.

'I am ready for life now': Te Araroa kids learning to save for the future through pilot programme
Students of Te Waha o Rerekohu Area School are starting early when it comes to savings.

Darcy Ungaro: How to avoid being poor in retirement
OPINION: Be clever about what’s right at your life stage, says Darcy Ungaro.

'It's ageist': Workers angry that employers stop KiwiSaver contributions at 65
Find out which Kiwi companies pay the KiwiSaver contribution to workers aged 65 and over.

Darcy Ungaro: How long should you fix your mortgage?
OPINION: Darcy Ungaro’s easy guide to reading the signs of the economy.

Editorial: Time to keep a close eye on bank rates
OPINION: Interest rates are falling for borrowers and savers.

Will savers be stung more than borrowers benefit from falling interest rates?
Banks could profiteer from the changing interest rate environment.

KiwiSaver, NZ Super Fund role grows in retirement savings debate
The NZ Super Fund hits $76b and KiwiSaver now has 3.25 million members.

The $200,000 mistake thousands of KiwiSavers made
Conservative KiwiSaver funds have returned an average 4.1% a year over 10 years.

Mary Holm: How to split your mortgage when refixing
OPINION: With interest rates on the way down, what should you do?

Rich or poor: Why our upbringing can influence the way we spend
Money coaches say stories from our past life can have a big influence.

How much should your KiwiSaver balance be, at your age?
'The earlier you start, the easier it gets … it's so much easier to start saving young.'

Bank balances shoot up as savers rush to lock in high interest rates
What will happen to all these funds as interest rates fall?

KiwiSaver fund that has returned nearly 400%
KiwiSaver has seen remarkable growth this year, particularly in more aggressive funds.

ComCom vs RBNZ: How will Willis divvy up the cost of insuring your savings?
Will she favour the approach of the Reserve Bank or the Commerce Commission?

Angela Meyer: The 10 questions women should be asking about their investments
OPINION: The financial system still leaves women on the fringes.