Money experts say failing to pay off the mortgage and save for retirement are the biggest mistakes people can make in their 50s. Sharon

New research shows what worries us the most about money can vary greatly depending on our age.

You've settled down and had a family. You deserve that new couch and the Fiji holiday right? Nope - not if you have to borrow money to get them.

Getting into debt early and spending more than you earn can set you up for a life time of poor financial decisions.

New research has revealed Kiwis are underestimating how much it will cost to fill their supermarket trolleys in retirement.

Run by the Commission for Financial Capability - the government's money education arm - this year's money week is designed to get people thinking about planning for their financial future. NZHerald talked to four Aucklanders about whether they have a money plan and how worried they are about money.

The Bank of England's chief economist has claimed property is a better option for funding retirement than a UK pension.

NZ's biggest listed retirement village operator Ryman, has set up its own precast concrete factory, as delays hit one of its big building project.

Metlifecare, New Zealand's second biggest listed retirement business has pushed profits up a record 86 per cent.

A caregiver allegedly caught on covert camera footage hitting and slapping an elderly man in a rest home has been charged with assault.

Two major KiwiSaver providers are reviewing or planning to divest controversial holdings in clusterbomb manufacturers.

The Herald series Dirty Secrets of KiwiSaver analysed more than 100,000 individual assets held in nearly 500 individual KiwiSaver

Today's revelations millions of Kiwis have unwittingly invested in tobacco and controversial weapons companies through KiwiSaver has seen ANZ announce a review.

Legal experts say the KiwiSaver providers are breaking the law by investing in companies that manufacture cluster bombs.

The average annual fee paid by KiwiSaver members has barely moved in the past two years but there is a stark difference between the

If you don't plan carefully, you might have to go back to work when you least want to.

More than 50 countries face the risk of a pension crisis as the number of people over the age of 65 exceeds the young.

These experts say men should contribute to their partner's KiwiSaver account when women take time out of paid work.

COMMENT: You? Me? The government? Have your say.

Older boomers have experienced what is arguably the best-case scenario.

Summerset Group, expects the opening of a new village in the Auckland this year will keep sales humming.

WATCH: See how KiwiSaver has boomed since its birth 9 years ago

New Zealanders have paid more than a billion dollars in fees to KiwiSaver providers since the scheme was launched in 2007.

It's not that Millennials simply don't believe in retirement, it's that they can't afford to.

Less than half of Kiwis are satisfied with their KiwiSaver provider and it is fees and investment returns that bug people the most.

Retirement has become an outdated concept for 140,000 New Zealanders who have reached 65 and are still clocking in to work.

COMMENT: The unpalatable truth though is that if I wanted to have a retirement of choices and freedom, I should have planned for it 30 years ago.

Retirement used to be synonymous with receiving National Superannuation. Not any more.

You might be free of the old 9-to-5 but experts suggest sticking to schedule or finding your natural rhythm.