COMMENT: You? Me? The government? Have your say.

Older boomers have experienced what is arguably the best-case scenario.

Summerset Group, expects the opening of a new village in the Auckland this year will keep sales humming.

WATCH: See how KiwiSaver has boomed since its birth 9 years ago

New Zealanders have paid more than a billion dollars in fees to KiwiSaver providers since the scheme was launched in 2007.

It's not that Millennials simply don't believe in retirement, it's that they can't afford to.

Less than half of Kiwis are satisfied with their KiwiSaver provider and it is fees and investment returns that bug people the most.

Retirement has become an outdated concept for 140,000 New Zealanders who have reached 65 and are still clocking in to work.

COMMENT: The unpalatable truth though is that if I wanted to have a retirement of choices and freedom, I should have planned for it 30 years ago.

Associate Health Minister confirms Government is looking at means testing and asset testing for older New Zealanders needing home and community support services.

Turns out the answer isn't as simple as you might think.

COMMENT: Cashing up your KiwiSaver - it's what you do with your squillions when you reach 65, isn't it?

Arvida Group reported annual earnings ahead of its prospectus forecast and is confident of further gains in 2017.

Summerset Group plans to build a second retirement village in Nelson after buying an eight-hectare site in Richmond.

Ryman Healthcare posted another record full-year profit, rounding out 14 straight years of earnings growth as NZ's largest retirement village operator.

But having a financial plan can ease the stress and up the sense of freedom and flexibility.

COMMENT: Many foreigners living here agree that you really need $40,000 stashed away somewhere in case of emergencies.

COMMENT: When Bill English delivers his next Budget a month from now, he will no doubt portray the Govt as a model of providence and fiscal responsibility.

COMMENT: Underfunding of schemes, low interest rates and longer lives all add to pressure.

COMMENT: Even on a modest budget, a life of leisure in Thailand offers great weather, fabulous food and adventure.

Kiwi pension policy is unusual in developed world, writes Mary Holm.

Five things Kiwis need to know about how our retirement village sector stacks up as boomers age.

Heading into retirement and don't know what you will do with your KiwiSaver cash?

What's a new year without resolutions? Here are some expert tips for retirees.

Could the aging of the US population be behind all sorts of other phenomena, from anti- growth activism to the decline in business dynamism and entrepreneurship?

Holidaying in the sun may be in the plan for many retiring baby boomers but that won't be the reality for most.

At 64, you might think Bruce Kerr would be fondly planning his own retirement.