![Why the World bank minds our behaviour](/pf/resources/images/placeholders/placeholder_l.png?d=795)
Why the World bank minds our behaviour
The World Bank thinks that when it comes to understanding human behaviour, we can do better.
The World Bank thinks that when it comes to understanding human behaviour, we can do better.
Behavioural economics shows people are often less rational than we assume which makes the Government's KiwiSaver proposal a good move, writes Ananish Chaudhuri.
The odds of receiving a large inheritance are becoming less likely with people living longer and more parents giving money to children while still alive to help them.
Revolving credit mortgage means you borrow only when you have to and makes your money work harder, writes Mary Holm.
David Chaplin on the issues facing the financial advisory industry.
The managing director of one the newest KiwiSaver schemes, Amanah KiwiSaver Plan, said the Government's decision to remove the $1000 kickstart incentive to join a scheme has disadvantaged many members of the Islamic community.
Parents would be financially better off paying down their mortgage or other debts than signing their children up to KiwiSaver.
Personal finance and investing columnist Brent Sheather on US investment superstar John Bogle.
Bill English just couldn't resist killing the $1000 KiwiSaver kickstarter - it was just lying there looking vulnerable.
First home buyers using their KiwiSaver savings will have to leave at least $1000 in their accounts in future.
New research by IRD says KiwiSaver's cost $6b in taxpayer money - but success has been 'marginal, at best.'
HomeStart grant and KiwiSaver withdrawals can be used for deposits, provided conditions are met, Mary Holm writes.
A student loan is a loaded financial gun. Only just out of short pants, thousands of teenagers Pass Go by turning 18 and stepping straight into generation debt, Diana Clement writes.
Carmel Fisher says branded H2O is set to overtake fizzy drink as the world's most popular drop.
From 2pm yesterday, people enrolling in KiwiSaver no longer receive a $1000 kick-start payment.
David Chaplin on insurance company 'churn' or the shifting of clients to different providers for commission.
The FMA is moving to stop rogue financial services providers from abusing New Zealand registration.
When planning for the future seems just too hard, we all need a way to put it in focus.
Experts say when Finance Minister Bill English stands up to announce his spending plans, there could be something in the Budget to help your pocket.
Whatever lies ahead, your best bet is to avoid any position in which you have to sell - mortgagee sale or not, advises Mary Holm.
Learning how to budget is one of the most valuable skills you can teach your teenagers, writes Diana Clement.
To raise unspoiled children, discuss financial issues openly, says new book.
Gen Y aren't the only ones living payday to payday, with a third of NZers finding dealing with money "stressful and overwhelming".
David Chaplin says the Reserve Bank has made a heroic attempt to hose down the smouldering Auckland property market.
Everyone says interest rates are low therefore they must go up. But Brent Sheather says maybe not so, in the short term.
Nearly 50 per cent of women find it uncomfortable to talk about their long-term financial future.
Although an incredible 44 per cent of Kiwisavers have changed from their default, shifting the rest will be a challenge.
Transferring your credit card balances to lower-rate cards can save you hundreds of dollars, but here’s how to avoid unwelcome surprises.