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![KiwiSaver transfer could trigger tax bill](/pf/resources/images/placeholders/placeholder_l.png?d=795)
KiwiSaver transfer could trigger tax bill
Twelve members of the Smartshares KiwiSaver scheme have been told they could face a hefty tax bill if they move schemes.
![Can I have more than one super scheme?](/pf/resources/images/placeholders/placeholder_l.png?d=795)
Can I have more than one super scheme?
Mary Holm looks at selling up rental properties, more than one super scheme and who owns an inheritance?
![Kiwis think takeaways cheaper option](/pf/resources/images/placeholders/placeholder_l.png?d=795)
Kiwis think takeaways cheaper option
More than 50 per cent of New Zealanders prefer takeaways to home cooking because high price of groceries.
![Get Sorted: Kids in a cashless world](/pf/resources/images/placeholders/placeholder_l.png?d=795)
Get Sorted: Kids in a cashless world
Children watch us make it all happen with our cards. So how do we pass on the money lessons?
![Helen Twose: Buy first house, retire immediately](/pf/resources/images/placeholders/placeholder_l.png?d=795)
Helen Twose: Buy first house, retire immediately
I am in KiwiSaver and have decided to pump funds into it until I buy my first home at about 65.
![Diana Clement: Simple tips make you a financial superhuman](/pf/resources/images/placeholders/placeholder_l.png?d=795)
Diana Clement: Simple tips make you a financial superhuman
Organising your money properly can pay off with savings and extra cash.
![Mary Holm: Perils of dodging the hurricanes](/pf/resources/images/placeholders/placeholder_l.png?d=795)
Mary Holm: Perils of dodging the hurricanes
Trying to predict where the market is going is a more dangerous strategy than digging in and staying put.
![KiwiSaver fees and returns worry Treasury](/pf/resources/images/placeholders/placeholder_l.png?d=795)
KiwiSaver fees and returns worry Treasury
Treasury is concerned about high KiwiSaver fees and the domination of funds run by the big banks.
![Five money milestones to hit in your 40s](/pf/resources/images/placeholders/placeholder_l.png?d=795)
Five money milestones to hit in your 40s
Having three times your annual salary in your retirement savings pot by the age of 45 is one of the milestones recommended by financial advisers.
![Overdue debt drops to 14-year low](/pf/resources/images/placeholders/placeholder_l.png?d=795)
Overdue debt drops to 14-year low
The average debt arrears owed by the 45,000 people who sought help from the Federation of Family Budgeting Services has dropped to the lowest since June 2001.
![Get Sorted: Money lessons you wish you'd known then](/pf/resources/images/placeholders/placeholder_l.png?d=795)
Get Sorted: Money lessons you wish you'd known then
What would have made a big difference if you could have put it into practice earlier? Share your comments with us.
![Diana Clement: Do your research to avoid rental shocks](/pf/resources/images/placeholders/placeholder_l.png?d=795)
Diana Clement: Do your research to avoid rental shocks
Rental cars are costly. If the upfront hire fees aren't enough, there are lots of other charges that can double the cost. That can be anything from increased insurance costs to reduce excesses, to hiring a child seat.
![KiwiSaver: Moving out could come at a cost](/pf/resources/images/placeholders/placeholder_l.png?d=795)
KiwiSaver: Moving out could come at a cost
You can make a standard KiwiSaver first-home withdrawal without the additional top-up from the HomeStart grant. Helen Twose talks about the rules.
![Kiwis feeling pinch on savings](/pf/resources/images/placeholders/placeholder_l.png?d=795)
Kiwis feeling pinch on savings
Eight years ago Kiwis were getting close to 8.5 per cent on their money in the bank. Now it's less than half that and savers look set to be squeezed even more.
![Savers feel the heat as interest rates fall](/pf/resources/images/placeholders/placeholder_l.png?d=795)
Savers feel the heat as interest rates fall
New Zealanders have $146 billion saved in the bank - and the interest payments many depend on are falling quickly.
![KiwiSaver provider to offer insurance](/pf/resources/images/placeholders/placeholder_l.png?d=795)
KiwiSaver provider to offer insurance
KiwiSaver provider Mercer is set to expand into the insurance market for the first time in a bid to capture more savers.
![KiwiSaver provider moves into insurance](/pf/resources/images/placeholders/placeholder_l.png?d=795)
KiwiSaver provider moves into insurance
KiwiSaver provider Mercer is set to expand into the insurance market for the first time.
![How we'd handle a windfall](/pf/resources/images/placeholders/placeholder_l.png?d=795)
How we'd handle a windfall
If you were given $500 out of the blue, what would you do with it?
![Lowdown on high-risk KiwiSaver funds](/pf/resources/images/placeholders/placeholder_l.png?d=795)
Lowdown on high-risk KiwiSaver funds
A reader asks Mary Holm: Is it true I could lose all my KiwiSaver fund if the investment crashed?
![Money Week video - Returns](/pf/resources/images/placeholders/placeholder_l.png?d=795)
Money Week video - Returns
This week is Money Week - seven days of events organised by the Commission for Financial Capability to help Kiwis look at their financial situation and get their money matters in order. The commission and the Financial Markets Authority have teamed up to produce a series of videos asking people about their plans for retirement. In the first of five videos people are asked about their expectations for retirement and whether they will be ready to do what they want when they want. Today we look at Returns.
![First shot in mortgage rates war?](/pf/resources/images/placeholders/placeholder_l.png?d=795)
First shot in mortgage rates war?
BNZ reduces one-year fixed rate to 4.35 per cent ahead of Reserve Bank's expected announcement that OCR will be cut.
![Students enjoy dollar sense](/pf/resources/images/placeholders/placeholder_l.png?d=795)
Students enjoy dollar sense
Research finds most teens are confident with money but crave more financial knowledge.
![Herald Business: Money Week with David Boyle](/pf/resources/images/placeholders/placeholder_l.png?d=795)
Herald Business: Money Week with David Boyle
Tamsyn Parker talks to David Boyle from the Commission for Financial Capability about why Money Week matters and what's coming up.
![Money Week video - Risk](/pf/resources/images/placeholders/placeholder_l.png?d=795)
Money Week video - Risk
This week is Money Week - seven days of events organised by the Commission for Financial Capability to help Kiwis look at their financial situation and get their money matters in order. The commission and the Financial Markets Authority have teamed up to produce a series of videos asking people about their plans for retirement. In the first of five videos people are asked about their expectations for retirement and whether they will be ready to do what they want when they want. Today we look at Risk.
![Where do I learn investing basics?](/pf/resources/images/placeholders/placeholder_l.png?d=795)
Where do I learn investing basics?
Ever wanted to learn about the basics of share market investing?
![How to get a mortgage](/pf/resources/images/placeholders/placeholder_l.png?d=795)
How to get a mortgage
Brokers can help when it is difficult to prove to banks how much you earn, hears Diana Clement
![Money Week Video - Planning](/pf/resources/images/placeholders/placeholder_l.png?d=795)
Money Week Video - Planning
This week is Money Week - seven days of events organised by the Commission for Financial Capability to help Kiwis look at their financial situation and get their money matters in order. The commission and the Financial Markets Authority have teamed up to produce a series of videos asking people about their plans for retirement. In the first of five videos people are asked about their expectations for retirement and whether they will be ready to do what they want when they want. Today we look at Planning.