COMMENT: Buying property requires plenty of research, know-how and expert advice.

COMMENT: Living without credit is the least costly way to operate your personal finances.

If you've got a big credit card debt the interest payments may be crucifying your finances

Wondering why there's no money left at the end of the week? Blame your 'monkey' brain.

COMMENT: First-time credit card users often buy more than they can afford.

COMMENT: Loans are so easy to get - and then it all collapses.

ASB's parent company Commonwealth Bank has admitted miss-selling credit card insurance.

COMMENT: Whatever many people may believe, NZ bank deposits are not guaranteed.

Kiwis are being urged to prepare for the worst now while times are good.

US dollar surprisingly lacklustre while euro and pound make good gains.

COMMENT: How to have a no-spend Christmas.

Christmas songs re-written in the manner of the 'spend-spend-spend' philosophy

Paul Little went to Debtors Anonymous to meet those battling an addiction to spending.

OPINION: Christmas is coming - but don't let your credit card spending get out of control.

Government's pay-equity focus may fuel wage inflation after third-quarter spike.

COMMENT: Before you head to the fish and chip store - have a rustle through the freezer.

A UK retiree spent $229,000 pension in six months on a car, gambling and drink.

Asking for a pay rise is awkward, but your boss is probably just as nervous as you.

NZ banks cautious in response to Aussie counterparts' decision on ATM fees.

COMMENT: Managing cash flow is one thing, growing money for your future is quite another.

COMMENT: Here are some personal finance fundamentals to get underway.

National's Steven Joyce says high debt levels could increase home loan rates.

COMMENT: Making the move from employee to independent contractor brings heaps of changes.

Lottery winnings are not what they seem.

COMMENT: Borrowing to study? Ex-students share insights on how to be savvy about it.

The couple have racked up seven properties in two years, and more than $1 million in debt.

Many of us believe we deserve to have money to spend.

Nearly one in three Kiwis say debt is holding them back from saving more for retirement.

Many students are leaving tertiary study without paying off interest-free overdrafts.

COMMENT: Welcome to Money Week. What does debt do for you?