COMMENT: Many Kiwis are paying for payment protection insurance that they can't claim on.

Insolvency can be a terrifying experience for a small business.

More than 220,000 Kiwis are using buy-now-pay-later service providers.

COMMENT: Buying into debt myths will stop you getting ahead financially.

COMMENT: What happens to your money (or debt) when you die?

COMMENT: Another dramatic myth might have been busted this week.

COMMENT: In my late twenties, I learned what it was like to live hand to mouth.

COMMENT: Buying property requires plenty of research, know-how and expert advice.

COMMENT: Living without credit is the least costly way to operate your personal finances.

COMMENT: First-time credit card users often buy more than they can afford.

COMMENT: Loans are so easy to get - and then it all collapses.

ASB's parent company Commonwealth Bank has admitted miss-selling credit card insurance.

COMMENT: Whatever many people may believe, NZ bank deposits are not guaranteed.

Kiwis are being urged to prepare for the worst now while times are good.

Melissa Browne's financial advice is stark, but it's not as hard as it sounds.

After threats of rape against his wife, Andrew Therrien took on debt collectors.

US dollar surprisingly lacklustre while euro and pound make good gains.

COMMENT: How to have a no-spend Christmas.

OPINION: Christmas is coming - but don't let your credit card spending get out of control.

Government's pay-equity focus may fuel wage inflation after third-quarter spike.

COMMENT: Before you head to the fish and chip store - have a rustle through the freezer.

A UK retiree spent $229,000 pension in six months on a car, gambling and drink.

Asking for a pay rise is awkward, but your boss is probably just as nervous as you.

COMMENT: It's World Investor Week, and we're focusing on the world of investment scams.

The financial impact of parenthood can last the rest of your life.

NZ banks cautious in response to Aussie counterparts' decision on ATM fees.

COMMENT: Managing cash flow is one thing, growing money for your future is quite another.

COMMENT: Here are some personal finance fundamentals to get underway.

National's Steven Joyce says high debt levels could increase home loan rates.

COMMENT: Making the move from employee to independent contractor brings heaps of changes.