It's probably your biggest bill but too few people realise how much money they could save if they put some thought into managing their mortgage.

Banks have started cutting interest rates as the busy house-hunting season heats up. So how will it affect would-be home-buyers?

A life-time of renting is becoming a reality for many New Zealanders, a survey shows, as the need for large deposits and big mortgages block their way to home ownership.

Auckland homeowners made wealthy by their latest Auckland Council valuations are borrowing to do up their houses.

New residential mortgage lending hit $4.9 billion last month, its highest level since last March and a 7.2 per cent increase on October last year, according to the Reserve Bank.

Thousands of homeowners are paying higher interest rates on their mortgages than they need to - but many may not realise it.

Mike Pero has successfully stopped a major law firm acting in a court case brought against him by the mortgage business.

Christchurch businessman Mike Pero is facing High Court action from the mortgage broking company he set up more than two decades ago and which still bears his name.

Auckland has the nation's highest rate of homeowners still paying off their mortgages and the lowest proportion who own their home mortgage-free.

An entire industry has grown around handing low-income earners a lifeline to the material rewards of middle-class life, but it comes at a hidden price.

Auckland Council will tomorrow release new valuations for more than 220 suburbs across the region for three-yearly review of CVs.

Canadian migrant Genevieve Westcott remembers the 20.5 per cent mortgage rates of the 1980s.

New Zealanders are paying some of the highest interest rates in the OECD, our house buyers saddled with the punitive prices due to the regime attempting to stop runaway inflation.

A large part of Generation Y might have to wait until they receive an inheritance before they can buy a house, a property commentator says.

An increasing number of Aucklanders are looking at getting 80 per cent-plus mortgages to build homes in the south and west.

Banks are handing out mortgages of as much as $10 million to the wealthy in record numbers while first-time homebuyers struggle to get loans.

House prices are up, home ownership is down. We all know the story, but what's really going on in real estate?

Reverse equity mortgages are increasingly tempting to retired Aucklanders who have houses soaring in value, but little cash.

Sharp slowdowns in the Auckland housing market or in China are the main risks the NZIER sees to a recovery which is accelerating and broadening.

A capital gains tax would reduce the price it is rational for an investor to pay for a property by as much as 23 per cent, Westpac economists say.

The first impression of the Labour Party's "monetary policy upgrade" is that it looks good, writes Brian Fallow, managing to look both conservative and progressive.

Homeowners are rushing to fix their mortgage interest rates after the second cash rate increase in as many months.

Homeowners are bracing for another rise in mortgage interest rates but experts say most are prepared with better spending habits and contingency plans.