Westpac could join a mortgage-rate battle after Kiwibank and ANZ slashed their home loan rates.

ANZ and KiwiBank have cut their mortgage rates as speculation grows the Reserve Bank will cut the OCR.

The number of mortgage holders paying break fees to cash in on near record-low interest rates has jumped, with some homeowners saving thousands from the switch.

New lending rules targeting Auckland residential property investors will cool the market - but the city's "gravitational pull" will counter any impact, John Key says.

REINZ figures show the national median house price fell 4.2 per cent in April, but rose 18pc in Auckland.

I've recently separated from my wife and taken a mortgage on my home to pay a separation settlement. Can I use my KiwiSaver to pay into the home loan?

China's biggest bank has begun making inroads into this country's mortgage market.

Labour leader Andrew Little says the Reserve Bank should target property speculators to ease the pressures on the Auckland housing market.

Andrew Little says a speech from the Reserve Bank deputy governor was effectively saying there was a housing crisis – something John Key had refused to accept.

Sydneysiders take comfort...Aucklanders are suffering more when it comes to buying a house.

Entry-level Auckland home buyers are opting for older houses on smaller sections in need of considerable DIY work.

Nearly one in five Auckland first-home buyers now spends more than six years saving for a deposit, delaying the home ownership dream while prices rise.

Mortgage payments for Auckland's most affordable homes are costing first-time buyers nearly half their take-home pay each week, a new report shows.

My bank has been harassing me to refix my mortgage. I've been getting reminders for a month and there is still another month to go before my current contract ends.

Shopping around for a mortgage could save New Zealanders up to $28,500 over the lifetime of a loan, according to a new survey of home lending.

Fewer Kiwi homeowners are being forced to sell their houses as the economy grows.

Mortgage lenders have noticed an upswing in the number of people withdrawing money from KiwiSaver for a first home.

Walt Glazer asks whether Auckland should become the Hong Kong of the South Pacific or remain a Kiwi oasis of security for the future.

Auckland homeowners are finding themselves unable to sell, because they can't find another place to buy due to a listings drought.

First-home buyers struggling to get on the property ladder are turning to new builds, which fall outside the high loan-to-value-ratio restrictions.

Banks are tipped to drop interest rates to new lows as competition to attract house hunters and homeowners escalates into an all-out mortgage war.

The Reserve Bank's indication that its next interest rate move could be down is expected to reinforce a decline in fixed mortgage rates.

More interest rates have been cut following a week of competition by the country's biggest banks to attract house hunters and mortgage holders.

Three more banks have cut interest rates in a fight to attract customers. But are some customers being unfairly stung by refinancing fees?

It's probably your biggest bill but too few people realise how much money they could save if they put some thought into managing their mortgage.

Banks have started cutting interest rates as the busy house-hunting season heats up. So how will it affect would-be home-buyers?

A life-time of renting is becoming a reality for many New Zealanders, a survey shows, as the need for large deposits and big mortgages block their way to home ownership.