Andrew Little says a speech from the Reserve Bank deputy governor was effectively saying there was a housing crisis – something John Key had refused to accept.

Auckland house prices surged 13 per cent in the last month alone and are up $83,000 annually, according to REINZ's latest figures.

Auckland's housing market is a giant Ponzi scheme, one economist says, as residents pay each other to get in, driving prices up.

Sydneysiders take comfort...Aucklanders are suffering more when it comes to buying a house.

Entry-level Auckland home buyers are opting for older houses on smaller sections in need of considerable DIY work.

Nearly one in five Auckland first-home buyers now spends more than six years saving for a deposit, delaying the home ownership dream while prices rise.

Mortgage payments for Auckland's most affordable homes are costing first-time buyers nearly half their take-home pay each week, a new report shows.

My bank has been harassing me to refix my mortgage. I've been getting reminders for a month and there is still another month to go before my current contract ends.

Shopping around for a mortgage could save New Zealanders up to $28,500 over the lifetime of a loan, according to a new survey of home lending.

Mortgage lenders have noticed an upswing in the number of people withdrawing money from KiwiSaver for a first home.

Like any successful politician, Prime Minister John Key knows a week is a long time in politics, writes Bernard Hickey.

Walt Glazer asks whether Auckland should become the Hong Kong of the South Pacific or remain a Kiwi oasis of security for the future.

Auckland homeowners are finding themselves unable to sell, because they can't find another place to buy due to a listings drought.

First-home buyers struggling to get on the property ladder are turning to new builds, which fall outside the high loan-to-value-ratio restrictions.

Banks are tipped to drop interest rates to new lows as competition to attract house hunters and homeowners escalates into an all-out mortgage war.

The Reserve Bank's indication that its next interest rate move could be down is expected to reinforce a decline in fixed mortgage rates.

It's probably your biggest bill but too few people realise how much money they could save if they put some thought into managing their mortgage.

Banks have started cutting interest rates as the busy house-hunting season heats up. So how will it affect would-be home-buyers?

A life-time of renting is becoming a reality for many New Zealanders, a survey shows, as the need for large deposits and big mortgages block their way to home ownership.

Auckland homeowners made wealthy by their latest Auckland Council valuations are borrowing to do up their houses.

New residential mortgage lending hit $4.9 billion last month, its highest level since last March and a 7.2 per cent increase on October last year, according to the Reserve Bank.

Thousands of homeowners are paying higher interest rates on their mortgages than they need to - but many may not realise it.

Mike Pero has successfully stopped a major law firm acting in a court case brought against him by the mortgage business.

Getting a mortgage is much harder than it was before the global financial crisis. No longer will banks lend willy-nilly.

Banks are offering cash, TVs and furniture vouchers to entice customers into taking out home loans - but experts warn consumers not to be taken in.

Christchurch businessman Mike Pero is facing High Court action from the mortgage broking company he set up more than two decades ago and which still bears his name.