Latest FromMortgages
![Will you pay less on your card?](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Will you pay less on your card?
Credit card debt is considered unsecured debt unlike your mortgage where a bank can sell your house if you fail to make payments.
![Mortgage rates drop again](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Mortgage rates drop again
Mortgage rates have dropped again. SBS Bank is offering a 4.85 per cent rate for an 18-month term - the lowest deal around.
![Mortgage rates fall below 5%](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Mortgage rates fall below 5%
The sub-5 per cent mortgage rate is back - three major banks have dropped fixed term rates in the last week.
![ASB drops fixed interest home loan rates](/pf/resources/images/placeholders/placeholder_l.png?d=793)
ASB drops fixed interest home loan rates
ASB customers should be in line for a drop in their home loan interest rates this month.
![More banks announce mortgage rate cuts](/pf/resources/images/placeholders/placeholder_l.png?d=793)
More banks announce mortgage rate cuts
Two more major banks have announced mortgage rate cuts following the Reserve Bank's decision yesterday to lower the official cash rate.
![Rate cut sparks house price fears](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Rate cut sparks house price fears
The Reserve Bank's decision to lower the official cash rate has been heralded as a positive move for house buyers outside Auckland.
![Home equity release - written in reverse](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Home equity release - written in reverse
Personal finance and investing columnist Brent Sheather on the pitfalls of home equity release arrangements or reverse mortgages.
![Marked drop in mortgagee sales](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Marked drop in mortgagee sales
Banks foreclosed on more than 700 properties in the last year when financially strapped homeowners could no longer afford repayments.
![ASB follows suit, cuts mortgages](/pf/resources/images/placeholders/placeholder_l.png?d=793)
ASB follows suit, cuts mortgages
ASB has followed the lead of ANZ and Kiwibank and slashed its fixed mortgage rates.
![Why you'll pay less on your mortgage](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Why you'll pay less on your mortgage
Westpac could join a mortgage-rate battle after Kiwibank and ANZ slashed their home loan rates.
![Mortgage rates slashed](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Mortgage rates slashed
ANZ and KiwiBank have cut their mortgage rates as speculation grows the Reserve Bank will cut the OCR.
![Paying to chase cheap money](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Paying to chase cheap money
The number of mortgage holders paying break fees to cash in on near record-low interest rates has jumped, with some homeowners saving thousands from the switch.
!['Gravitational pull' counters lending rules](/pf/resources/images/placeholders/placeholder_l.png?d=793)
'Gravitational pull' counters lending rules
New lending rules targeting Auckland residential property investors will cool the market - but the city's "gravitational pull" will counter any impact, John Key says.
![House prices fall across NZ - soar in AKL](/pf/resources/images/placeholders/placeholder_l.png?d=793)
House prices fall across NZ - soar in AKL
REINZ figures show the national median house price fell 4.2 per cent in April, but rose 18pc in Auckland.
![Strict limits on access to KiwiSaver](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Strict limits on access to KiwiSaver
I've recently separated from my wife and taken a mortgage on my home to pay a separation settlement. Can I use my KiwiSaver to pay into the home loan?
![Chinese bank pushes into NZ market](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Chinese bank pushes into NZ market
China's biggest bank has begun making inroads into this country's mortgage market.
![Auckland house prices surge 13 per cent](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Auckland house prices surge 13 per cent
Auckland house prices surged 13 per cent in the last month alone and are up $83,000 annually, according to REINZ's latest figures.
![Auckland market 'a ponzi scheme'](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Auckland market 'a ponzi scheme'
Auckland's housing market is a giant Ponzi scheme, one economist says, as residents pay each other to get in, driving prices up.
![Think Sydney's expensive? Try Auckland](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Think Sydney's expensive? Try Auckland
Sydneysiders take comfort...Aucklanders are suffering more when it comes to buying a house.
![Do-ups a reality for first-home buyers](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Do-ups a reality for first-home buyers
Entry-level Auckland home buyers are opting for older houses on smaller sections in need of considerable DIY work.
![Property: This generation has it tough](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Property: This generation has it tough
Nearly one in five Auckland first-home buyers now spends more than six years saving for a deposit, delaying the home ownership dream while prices rise.
![Affordable homes: Best & worst regions](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Affordable homes: Best & worst regions
Mortgage payments for Auckland's most affordable homes are costing first-time buyers nearly half their take-home pay each week, a new report shows.
![Liam Dann: Enjoy sunny economic weather while it lasts](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Liam Dann: Enjoy sunny economic weather while it lasts
My bank has been harassing me to refix my mortgage. I've been getting reminders for a month and there is still another month to go before my current contract ends.
![Huge savings with mortgage deals](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Huge savings with mortgage deals
Shopping around for a mortgage could save New Zealanders up to $28,500 over the lifetime of a loan, according to a new survey of home lending.
![Mortgagee sales tumble](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Mortgagee sales tumble
Fewer Kiwi homeowners are being forced to sell their houses as the economy grows.
![Surge in KiwiSaver home withdrawals](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Surge in KiwiSaver home withdrawals
Mortgage lenders have noticed an upswing in the number of people withdrawing money from KiwiSaver for a first home.
![Bernard Hickey: 10-year loan fast eclipsed](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Bernard Hickey: 10-year loan fast eclipsed
Like any successful politician, Prime Minister John Key knows a week is a long time in politics, writes Bernard Hickey.