Brian Fallow: Housing crisis only adds to inequality
While lower interest rates help homeowners, rising rents just add to pressure on the poor.
While lower interest rates help homeowners, rising rents just add to pressure on the poor.
Mortgaged investors bought up 30 per cent of the properties sold in January.
What will happen when the mortgage deferral scheme ends?
The mortgage war is being fought at an even lower benchmark now.
Banks have been asked to restrict investor lending immediately.
Historically low interest rates means buying is cheaper than renting.
The pressure is growing to slow down the property market.
BNZ and ASB have fallen into line and matched Westpac and ANZ.
A young couple tired of house hunting may be happier taking a breather for a while.
The Reserve Bank is proposing to bring back loan to value ratios by March 1.
Most of those who deferred home loan repayments due to Covid-19 are now back on track.
The average age of a first time mortgage holder has risen by five years since 2012.
A smaller NZ bank is undercutting the bigger players.
TSB has moved to undercut the big four banks.
Kiwibank economists say high-risk lending isn't back to levels seen in 2013.
Despite thousands needing mortgage holidays, speculators are rushing into the market.
Economists are calling on the RBNZ to reinstate lending restrictions.
Meth out of hand due to accessibility and affordability, says election candidate.
Bank sweeteners also come with a catch.
Thousands of Kiwi home owners are slipping behind on mortgage payments.
How much a one year mortgage deferral would cost the average Auckland borrower.
TSB claims to have the lowest one and two-year home loan rates in NZ.
Is splitting a home loan into instalments a way to beat future interest rate rises?
The Reserve Bank has reached an in-principle agreement with the banks.
Just 391 applicants were approved for mortgage deferral in the week to July 24.
Don't be put off saving by claims that you need a huge sum to retire on.
Almost 900,000 home borrowers and businesses have deferred AU$266 billion worth of loans.
Australia has extended its mortgage deferral scheme by another four months.
There are some tempting deals on offer but should you go for them?