Editorial: Wages are rising but so is the cost of debt
Demand for workers is still strong but that's going to put more pressure on borrowers.
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Negative equity warning for home buyers: Rising interest rates test NZ’s financial resilience
Some borrowers who bought houses in 2021 are now in negative equity.
Banks would withstand extreme housing market crash
The Reserve Bank has been "stress testing" how banks would cope in a severe scenario.
More banks move to increase interest rates
Some mortgage rates are now over 7 per cent.
'Unusually explicit' Reserve Bank tone points to higher mortgage rates
Higher mortgage rates on the cards if the market assessment of RBNZ's wording is right.
Could you pay your mortgage at 8pc interest? Banks get tough on risky lending
How the major banks compare when it comes to assessing mortgage applications.
Through the roof: Number of $2m-plus mortgages doubles in three years
D-Day looming in next six to 12 months if interest rates rise, Centrix says.
Another property investor pleads guilty to fraud charges
Four charged by SFO in mortgage fraud case.
What went wrong with the credit law change?
And the suggested changes the Government chose to ignore.
Nation of debt: Housing debt jumps 7pc - can we afford it?
Keeping unemployment low will be key to servicing the debt, economists say.
Liam Dann: Is a housing crash the secret weapon in war on inflation?
Housing offers clues to an inflation peak - just don't expect prices to stop rising soon.
RBNZ set to hike again - when will interest rates peak?
Some are tipping mortgage rates have peaked, but the RBNZ may have other ideas.
Editorial: Choppy waters ahead for home-loan borrowers
EDITORIAL: There's a lot more pain to come for borrowers.
Third major bank curtails mortgage lending to those with small deposits
Banks tighten up as they come close to exhausting their high-risk lending allowances.
Tighter criteria: Interest-only housing loans declining
'The effect will be catastrophic. How does this work for people who are suffering?'
Explainer: Why home loan rates are rising so quickly
And are set to rise even further.
Worst time for first-home buyers in 65 years - what values will do
Infometrics says research resolves debate on who had it tougher - boomers or millennials?
ANZ hikes interest rates for second time in a month
The bank has put the changes down to a significant rise in wholesale rates.
Mortgage dilemma: Should you fix your home loan for one, two or more years?
What the break point could mean for you.
Liam Dann: Why interest rates will likely go up to 7%
Where are interest rates headed? And how worried should we be about the economy?
First-home buyers face potential $1000 monthly rise in mortgage payments
Shopping around for the best rate could save you thousands of dollars in interest.
More opportunities for first-home buyers, SBS Bank boss says
SBS Bank has lent money to 850 first-home buyers during the year.
Major New Zealand banks lift mortgage rates after OCR hike
Retail banks have started hiking rates in the wake of last week's hawkish RBNZ call.
Government spending 'clearly unhelpful' in fighting inflation - Don Brash
Former governor says the RBNZ has a fight on its hands after a big Budget.
OCR rise: What Reserve Bank hike means for mortgage rates
Higher rates will put more pressure on households already facing a cost of living crisis.
'Waiting for the guillotine to fall': How interest rate hikes are affecting borrowers
Nick's home loan repayments have just jumped $650 a fortnight.
A guide to the financial help available for first-home buyers
With KiwiSaver, mortgage tips and government programmes, there are ways to boost deposits.
The Ex-files: Jeremy Sutton on protecting the bank of Mum and Dad
When parents lend money to children the legal presumption is that money is a gift.
Jenée Tibshraeny: Budget a taste of what's to come if we don't control inflation
How Budget 2022 is characterised by inflation.
IMF suggests mortgage lending restrictions could be eased
The housing market is cooling - should the Reserve Bank ease LVR restrictions?
Watch: Larger house price falls possibility, Reserve Bank warns
The Reserve Bank has released its six-monthly report on NZ's financial stability.
Fewer people borrowing, more missed debt payments
Mortgage applications are down 12 per cent compared to last year.
Mortgage wars: How to beat the banks at their own game
With tough new lending rules, here's how to give yourself the edge with the bank.
'Judgment day' looms for borrowers as interest, inflation soar
A $600k mortgage could soon cost an extra $200/week yet many borrowers are ahead on loans.