What went wrong with the credit law change?
And the suggested changes the Government chose to ignore.
And the suggested changes the Government chose to ignore.
Keeping unemployment low will be key to servicing the debt, economists say.
Housing offers clues to an inflation peak - just don't expect prices to stop rising soon.
Some are tipping mortgage rates have peaked, but the RBNZ may have other ideas.
EDITORIAL: There's a lot more pain to come for borrowers.
Banks tighten up as they come close to exhausting their high-risk lending allowances.
'The effect will be catastrophic. How does this work for people who are suffering?'
And are set to rise even further.
Infometrics says research resolves debate on who had it tougher - boomers or millennials?
Where are interest rates headed? And how worried should we be about the economy?
Shopping around for the best rate could save you thousands of dollars in interest.
SBS Bank has lent money to 850 first-home buyers during the year.
Retail banks have started hiking rates in the wake of last week's hawkish RBNZ call.
Former governor says the RBNZ has a fight on its hands after a big Budget.
Higher rates will put more pressure on households already facing a cost of living crisis.
Nick's home loan repayments have just jumped $650 a fortnight.
With KiwiSaver, mortgage tips and government programmes, there are ways to boost deposits.
When parents lend money to children the legal presumption is that money is a gift.
The Reserve Bank has released its six-monthly report on NZ's financial stability.
Mortgage applications are down 12 per cent compared to last year.
With tough new lending rules, here's how to give yourself the edge with the bank.
A $600k mortgage could soon cost an extra $200/week yet many borrowers are ahead on loans.
Thousands of first home buyers could be in trouble as interest rates rise.
RBNZ looks prepared to hike rates faster but not necessarily to a higher peak.
Brace for higher mortgage rates sooner.
Legal expert warns tweaks will do little to address major issues.
The pandemic triggered the return of inflation, now war has amplified the price pain.
The Credit Contracts and Consumer Finance law was tightened on December 1.
The law change was designed to protect vulnerable borrowers but its effect is different.
Some are predicting a big drop in house prices.