Latest fromMortgages
![Major bank drops mortgage rates, term deposits](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Major bank drops mortgage rates, term deposits
The first bank moves to drop home loan rates after the Reserve Bank signals 'dovish' tone.
![OCR, migration, or benefits: Which is the biggest concern for our economy?](/pf/resources/images/placeholders/placeholder_l.png?d=793)
OCR, migration, or benefits: Which is the biggest concern for our economy?
A series of stats out this week have collectively painted a bleak picture of the economy.
![Liam Dann: Reserve Bank’s tone on rate cuts softens as downturn deepens](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Liam Dann: Reserve Bank’s tone on rate cuts softens as downturn deepens
The OCR stays on hold but the RBNZ statement hints at an earlier start for rate cuts.
![Borrowers bet on RBNZ cutting rates sooner than it says it will](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Borrowers bet on RBNZ cutting rates sooner than it says it will
Six-month mortgage terms are rising in popularity.
![Inside Economics: Why is the RBNZ so negative - and is the divide in rate-cut forecasts credible?](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Inside Economics: Why is the RBNZ so negative - and is the divide in rate-cut forecasts credible?
Also today: is the divide in rate-cut forecasts credible? Why is the RBNZ so negative?
![‘Five straight months of negative growth’: Auckland house values continue down](/pf/resources/images/placeholders/placeholder_l.png?d=793)
‘Five straight months of negative growth’: Auckland house values continue down
Chilly weather matches a particularly cold Auckland market for house sales and values.
![Lending limits: How they could impact banks' mortgage books](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Lending limits: How they could impact banks' mortgage books
New restrictions could mean banks won't have a mortgage boom if interest rates drop.
![Mortgagee sales on the rise as homeowners 'let it all go too long'](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Mortgagee sales on the rise as homeowners 'let it all go too long'
Interest rates, insurance costs, council rates tip some homeowners into difficulty.
![Inside Economics: Could synthetic milk sink the dairy industry?](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Inside Economics: Could synthetic milk sink the dairy industry?
Could fake milk ruin our economy, and what should we make of the latest tech 'hype cycle'?
![Inside Economics: Inflation, shocking cost of building houses, the Temu effect](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Inside Economics: Inflation, shocking cost of building houses, the Temu effect
Opinion: Deciphering Boffinese inflation-speak, and is Temu killing our economy?
!['I lie awake worrying about money': Middle-income Kiwis on the brink](/pf/resources/images/placeholders/placeholder_l.png?d=793)
'I lie awake worrying about money': Middle-income Kiwis on the brink
They're okay, but only just - and not without sacrifices and side hustles.
![Inside Economics: NZ's debt woes, recession versus inflation, cheese price craziness](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Inside Economics: NZ's debt woes, recession versus inflation, cheese price craziness
OPINION: When cheap cheese drives people crazy, and why private debt is a public problem.
![Seven ways to relieve mortgage pressure](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Seven ways to relieve mortgage pressure
There was $1.9 billion of 'non-performing' home loans in April, data shows.
![Kerbside home viewing for upmarket Auckland apartment after mortgagee sale listing](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Kerbside home viewing for upmarket Auckland apartment after mortgagee sale listing
The viewing had changed from an open home to a kerbside gathering of potential buyers.
![Auckland house prices: The biggest falls and the district bucking the trend](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Auckland house prices: The biggest falls and the district bucking the trend
Analysts CoreLogic say Auckland is among the regions with the biggest price falls.
![Homeowners trying new tactics for relief from soaring repayments](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Homeowners trying new tactics for relief from soaring repayments
Homestay students or flatmates helping people cope with rising costs.
![Decent tax cuts, affordable groceries: What young family wants from Budget](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Decent tax cuts, affordable groceries: What young family wants from Budget
'We are paying too much tax and the cost of living... is going up all the time.'
![Debt to income restrictions will be here by July - Reserve Bank](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Debt to income restrictions will be here by July - Reserve Bank
The restrictions will likely limit home loan lending during boom times.
![Kiwibank hikes term deposit rate - will other banks follow?](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Kiwibank hikes term deposit rate - will other banks follow?
Kiwibank's revised one-year term deposit offering surpasses the 6 per cent mark.
!['Very painful spot': Willis, Orr discuss efforts to rein in inflation](/pf/resources/images/placeholders/placeholder_l.png?d=793)
'Very painful spot': Willis, Orr discuss efforts to rein in inflation
The Reserve Bank has kept the OCR on hold at 5.5 per cent.
![Reserve Bank keeps OCR on hold at 5.5 per cent, rates could stay higher for longer](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Reserve Bank keeps OCR on hold at 5.5 per cent, rates could stay higher for longer
The Reserve Bank makes its latest call on whether it will cut the OCR or not.