Latest fromMortgages

The banking app where you can get below-advertised mortgage rates
Dosh says it hopes to drive competition in the banking sector.

Letters: NZ’s housing market model is unsustainable
OPINION: House price increases cause economic harm, a Weekend Herald article says.

Mortgage rates: How low can you expect rates to go?
Home owners are switching to longer-term rates as the bottom of the cycle nears.

Interest rates are falling, so why did mortgage arrears hit an eight-year high?
Mortgage arrears at their highest level since March 2017.

The Reserve Bank is worst in OECD - Richard Prebble
OPINION: The RBNZ relies on official statistics even though they are prone to be wrong.

Mortgage wars: ASB, Westpac cut home loan rates
ASB and Westpac cut two-year rates to just below 5%.

Waiting to fix in ’26 could cost mortgage borrowers more, analyst says
Rate relief is here! Or is it?

After the OCR cut, is now time to change your mortgage rate?
If you are waiting for rates to fall, you may have missed your chance.

Editorial: Kiwi home owners floating in a world of uncertainty
OPINION: Borrowers are increasingly banking on better days ahead despite global unrest.

‘Do better’: Reserve Bank governor says retail banks' profit margins should be cut
Adrian Orr's comments on Newstalk ZB come after the RBNZ cut the OCR yesterday.

‘Don’t get upset' - Adrian Orr’s mortgage rate warning
Global instability could soften domestic interest rate relief.

How recent rate cuts could impact your mortgage strategy
Banks are expected to offer more fixed-rate cuts after the Official Cash Rate drop.

Mortgage wars heat up as another major bank offers under 5%
Banks have responded quickly to the Reserve Bank's latest OCR cut.

Bank moves on interest rate cuts ahead of OCR decision
The move comes ahead of a potential rate cut tomorrow from the Reserve Bank.

OCR preview: Big cut coming this week - but how low will rates go?
A 50-basis-point cut this week is near certain but the longer-term track is hard to pick.

Nadine Higgins: How switching banks could benefit you
OPINION: The case for breaking banking loyalty and saving money.

ASB drops some mortgage rates
Big bank says competition on interest rates is fierce.

‘Over $400 a month’: Economists see mortgage savings boost to economy in 2025
Two economists have crunched the numbers on mortgage costs in 2025 and the news is good.

Bank switching among mortgage holders hits record high
Floating or going short term makes it easier for borrowers to change bank.

NZ economy added more jobs in December, Stats NZ says
Second month in a row of overall job growth reported.

Here’s when you should consider a longer home loan fix
The time may be coming to lock in a longer rate, here's how you can spot it.