Prospective home buyers have been rushing to get pre-approval for loans with less than a 20 per cent deposit before new regulations are brought in.

Experts say tighter mortgage lending rules will only a partially ease house prices, writes Jamie Gray.

Now that we know what the Reserve Bank is doing by way of curbs on low-deposit mortgage lending the question is whether it will work, writes Brian Fallow.

The curbs on low-deposit home lending announced by the Reserve Bank yesterday are likely to prove more restrictive than it thinks, the Bankers Association warns.

The Reserve Bank has moved a step closer to curbing the low-equity housing loans that banks can make.