Reserve Bank governor Graeme Wheeler might be wondering right now what he has to do to move the needle on retail interest rates or the dollar.

HSBC has slashed its two year fixed home loan rate to a 50 year record low 3.79 per cent

COMMENT: Low inflation, low wage growth is creating asset bubbles, exacerbating inequality and driving instability, writes Liam Dann.

It's the weakest housing sentiment result since early 2012.

COMMENT: The Reserve Bank may be missing its target, but we shouldn't give up so easily just because it is hard to hit.

Higher fixed-term rates are not likely to deliver the funding boost that lenders are looking for, experts say.

COMMENT: Financial markets often don't do what we expect them to.

COMMENT: NZ's conservative approach leaves us vulnerable to low interest rates.

The Reserve Bank has delayed the start of changes to investor loan-to-value restrictions (LVRs) nationwide from 1 September to 1 October

Reserve Bank Governor Graeme Wheeler talks to Liam Dann about the issues behind the rates cut decision.

Kiwibank is cutting 0.20 percentage points off its floating rate mortgages, while ANZ, ASB and Westpac will shave a smaller amount.

Westpac has now joined ANZ bank and cut mortgage rates after the Reserve Bank dropped the OCR this morning.

Labour housing spokesman Phil Twyford has called for a bank lending loophole to be closed, saying it is accidentally capturing people

COMMENT: Reserve Bank is expected to lower its base interest rate again but the target range puts it under undue pressure.

We might not trouble the top of the Olympic medal table but when it comes to bond yields New Zealand is leading the pack.

EDITORIAL: This country has no need to lower its interest rates.

The Reserve Bank of Australia has cut its cash rate to 1.5 per cent, a fall of 25 basis points. In a statement, governor Glenn Stevens

New restrictions on property investors could see nationwide house sales fall as much as 25pc in a year, but the effects are likely to be temporary .

Prime Minister John Key has expressed further frustration about the Reserve Bank's response to rising house prices.

The US Federal Reserve has left its benchmark interest rate unchanged amid fresh doubts about the health of the U.S. job market and 'Brexit' fears.

Prime Minister John Key says he "potentially" supports income-related restrictions on mortgage lending.

One of the wildest ideas to hit the US Presidential campaign trail might become a reality sooner than you would think.

New lending restrictions to prevent people borrowing too much relative to their income are on the cards.

The kiwi dollar has jumped 1.3 per cent after the Reserve Bank left rates on hold this morning.

So interest rates stay at a record low - does this mean mortgage rates are going to fall?

The Reserve Bank has left the OCR unchanged.

Bill English says the Government could set a house price-to-income ratio to ensure councils release the right amount of land to keep housing affordable.

What is the lesser of two evils - the housing bubble or low inflation? It's a tough choice when you consider the limited ability of monetary policy to definitively solve either problem.

COMMENT: The Reserve Bank is back in a familiar place - between those two rocks of very low CPI inflation and very high house price inflation.