Interest rate news
Mortgage rates: How low can you expect rates to go?
Home owners are switching to longer-term rates as the bottom of the cycle nears.
Interest rates are falling, so why did mortgage arrears hit an eight-year high?
Mortgage arrears at their highest level since March 2017.
Mary Holm: Why do some generations still prioritise boys over girls?
OPINION: And why do some employers behave the same way?
ASB drops some mortgage rates
Big bank says competition on interest rates is fierce.
‘Over $400 a month’: Economists see mortgage savings boost to economy in 2025
Two economists have crunched the numbers on mortgage costs in 2025 and the news is good.
Bank switching among mortgage holders hits record high
Floating or going short term makes it easier for borrowers to change bank.
Apartment developer declares insolvency owing $3.76m
Unexpected cost rises, Covid delays, cooling market blamed for development failure.
ANZ follows rivals, cutting mortgage and savings rates
Bank's one-year fixed mortgage rates particularly competitive.
QV figures: How much has your home lost since the market peak?
We can't say 'peak to trough' because we don't yet know if we have hit rock bottom.
Nadine Higgins: Financial lessons I learned from a reno
OPINION: There are things you just don't know about until after.
Popularity of short term mortgage borrowing surges – at a cost
Nearly 90% of new mortgage lending in October was floating or fixed for a year or less.
ASB cuts fixed mortgage rates, term deposits
ASB has cut lending interest rates by between 10 and 20 basis points.
Editorial: Cash rate cut signals tough times still ahead
OPINION: More competition from the banks is needed to give real relief to borrowers.
Reserve Bank governor's warning to homeowners after OCR cut
Borrowers told to curb some of their enthusiasm.
‘Relief heading into Christmas’: How banks reacted to the OCR cut
New Zealand's major banks moved swiftly to cut home loan rates after the OCR announcement.
Nadine Higgins: How to navigate the low equity minefield in NZ home loans
OPINION: Low-deposit borrowers face higher rates as banks reflect greater lending risks.
Nadine Higgins: How to navigate the low equity minefield in NZ home loans
OPINION: Low-deposit borrowers face higher rates as banks reflect greater lending risks.
More interest rate relief coming ... but how much and where to next?
The Reserve Bank will this week deliver a new set of forecasts for where rates are headed.
Diana Clement: Mortgage rates are falling ... but should you lower your repayments?
OPINION: Don't go rushing into grabbing those lower interest rates just yet.