Imagine if we could ensure young New Zealanders were the most digitally literate in the world and had opportunities to be more innovative and better compete in a modern economy.

Today's banks are complex. Over the years they have grown from small retail operations into sprawling financial institutions, along the way acquiring other businesses, inheriting product lines and processes.

Staff from the renowned Massachusetts Institute of Technology (MIT) will produce a scorecard of Auckland and NZ's innovation system, and the results should be favourable.

Young Maori business enthusiast Shay Wright is buzzing about developing a new kind of business support framework for Maori.

Healey, the public sector director in Microsoft NZ's Enterprise and Partner group, has been at the company only a matter of months. But he relishes the intellectual challenge of working with the public sector on issues of national importance.

Steven Joyce is adamant that innovation has always been in New Zealanders' DNA - a product of the isolation which has driven us to a "do-it-yourself" mentality.

Just adding more science, research or development will not improve the innovation rate or export success of New Zealand companies. Innovation is a complicated beast and happens all over the value chain.