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Don't pay too early
New Zealand

Don't pay too early

A couple who took out a Master Builders guarantee and paid more than $500,000 in progress payments on their new home are in danger of getting nothing back after their builder went under - because they paid too much in advance.

Ask Susan: Health insurance
Opinion

Ask Susan: Health insurance

Having cysts removed from above my eyebrows cost me $800, which I paid the same time as the visit. I sent my account to Sovereign for a refund and was told that I couldn't claim because it wasn't for $1,200.