Changes to the country's payment system have been profound and New Zealand moves closer to a cashless society, says the Reserve Bank.

Graham McGregor shares insights from business expert Michael Katz about focussing on a niche in your marketing.

It's good news if you're in your 30s but not so good if you're over 50 according to earnings data from Statistics New Zealand.

The film Hip Hop-eration pushes perceptions of retirement in the right direction.

Accounting is an essential component of every business so it's time to start investigating using online accounting software.

The free trade deal announced with South Korea is extremely good news for a number of our export industries, writes Liam Dann.

I want to see a change of attitude in the press towards ageing Kiwis. We are tagged the greedy generation.

'Did you see that Countdown is selling insurance?" a friend emailed last week. My initial response was: "There's nothing new in that."

TVNZ and MediaWorks programme launches over the past fortnight have set the scene for reality TV clashes next year, writes John Drinnan.

Jock Anderson is questioning why the identity of the NZ judge with the highest rate of jailing drink drivers will not be revealed.

Germany has come to be seen as the miser among major economic powers, saving too much of its enviable income and spending too little. Germans, naturally, do not see it that way.

If I were running Mercury, I'd regard people like myself as perfect customers, writes Brian Rudman.

Here's the challenge for Prime Minister and Tourism Minister John Key when he hosts President Xi Jinping in New Zealand next week.

No NZ-based funds make the Towers Watson 500 largest asset managers but Fisher Funds, with about US$4.5b under management is close.

Herald tech blogger Juha Saarinen looks at Spark's new roaming plans and gets his hands on an iMac Retina 5K monitor.

A just-released study found Polish angels expected returns of 34 per cent on their investments - the highest of all.

New Zealand has had a lucky break. We have come through a phase of rapid economic growth without generating any serious spike in inflation.

It's time the Reserve Bank found a way to rein in New Zealand's biggest landlords, writes Bernard Hickey.

I've failed. It would appear that personal finance journalists' budgets are a bit like builders' houses. Never quite sorted out.

October was a crazy month for financial markets.

Gosh, that was a baptism by fire. I remember the day, in the aftermath of the October 1987 crash, when the Brierley share price dropped below $2 - down from more than $5 just a few weeks before.

NZ Super has taken direct control of the almost $260m in local equities formerly managed on its behalf by AMP Capital.

Having a mobile phone account in New Zealand has become quite a bit less of a hassle than it was just a few years ago.

Heightened tensions between the world's two superpowers will test the diplomatic skills of Trade Minister Tim Groser who arrives in Beijing before John Key for the formal Apec leaders meeting.

Strategies to help you commit to finishing tasks and avoid interrupting the flow of your activities.

How to put together a NZ fixed interest portfolio by focusing on the investment strategies typically employed by large institutional investors.

Christchurch is progressing far too slowly. FESTA suggests a smart way forward to bring life back into the city.