Latest fromBest of Business Analysis

Inside Money: Super smart deal aims to activate NZ passive investors
The NZX-owned KiwiSaver scheme, Smartkiwi, will be closed early next year following the stock exchange's purchase of Superlife.

Get Sorted: This. Is. Not. Your. Money.
Borrowing against your equity is some of the cheapest money out there (as opposed to credit cards), writes Tom Hartmann. But here are the pitfalls.

Debbie Mayo-Smith: Is Xero the new Apple?
How many accountants will soon be out of a job because they are not tech-oriented, or open to redesigning their business?

Liam Dann: Tax-free shopping has a cost
Australian retail billionaire Solomon Lew has declared war on his Government's failure to charge GST for overseas goods bought online.

Juha Saarinen: Data centres and Amazon's amazing scale
Cloud computing is built on data centres which are sprouting out of the ground like weeds at the moment around the world.

John Drinnan: Radio rivals play a pricey game
The world is going digital, but MediaWorks and NZME. are still spending millions of dollars on ye olde radio frequencies.

Stock Takes: Jetpack firm tips potential big investor
Martin Aircraft Company has extended its IPO for two weeks as the firm negotiates with a potential investor that could become a cornerstone shareholder.

Jock Anderson's Caseload: Mysterious ways of delivering justice
They say what goes around comes around, and so it is for lawyer Boon Gunn Hong whose excessive suspension has been quashed on appeal.

Robyn Pearce: One tiny improvement every day will change your life
By focusing on a 1 per cent daily improvement in any area of life, you'll become more effective in a short period of time, writes Robyn Pearce. .

Brent Sheather: Oh dear! Forecasting long term returns
A central component in the reform of the financial planning industry is education but this notion comes with problems.

Fran O'Sullivan: Revolution on the business front
Labour Leader Andrew Little has staked out valuable new territory with his announcement of a Future Work Commission.

Graham McGregor: The forgotten marketing channel
One of the big trends today is for businesses to use mainly digital technology to communicate with customers and potential customers.

Chris Barton: Year of hacks, text amnesia and tweets
How did we react to the erosion of democratic rights by attack bloggers and the rise of executive power? Mostly with a collective shrug, writes Chris Barton.

KiwiSaver: Helping grandchildren into first home
A reader writes: I intend to settle a cash sum on each of my grandchildren on my demise. What fish hooks exist if I place a lump sum in a KiwiSaver account for each?

Patrick Nolan: Baby Boomers could drive us bust
On his 60th birthday Woody Allen is supposed to have joked that "practically a third of my life is over". Optimistic maybe, but illustrative - as Patrick Nolan explains.

Liam Dann: The new oil shock
The world is in the grip of a new oil shock. The shock is that prices are collapsing. Liam Dann explains what it means for the NZ economy.

New homes to bust land hoarders
Expectation is a powerful thing. It's the reason 45,000 sections in Auckland are sitting there ready to go, with all the connections to water, power and roads - but no houses.

Brian Gaynor: Who's on the board a vital shareholder issue
The Financial Markets Authority's consultation paper on corporate governance is timely.

Mark Lister: Good outweighs bad in oil price retreat
Falling oil prices have been one of the biggest stories in financial circles over recent weeks.

Mary Holm: The case for and against landlords
As a society, how did we allow residential property to become just another investment asset class?

Diana Clement: Charitable groups revolutionise gift-giving
All I want for Christmas is an Ebola emergency kit. That's not because I think I'm at risk of catching the disease.

Stock Takes: ACC losing burger appetite?
Pumpkin Patch shares hit another record low yesterday as investors continued to punish the company after a dark annual meeting.

Brian Fallow: State's social role under scrutiny
To suspicious eyes, it starts to look as if the Govt is in ideological thrall to the 1980s dogmas that the smaller the state the better, and whatever the problem, the solution is a market, writes Brian Fallow.

John Drinnan: Change, change and more change
The year is approaching its end with uncertainty over the future shape of the two big media corporates - MediaWorks, owner of TV3, and NZME., owner of the Herald,

Inside Money: KiwiSaver condemned
The only problem with this technically-excellent, thoroughly-executed, thankfully-brief statistical analysis of KiwiSaver is its uselessness.

Robyn Pearce: Multi-tasking more damaging than smoking dope
There's a common belief that women are better at multi-tasking than guys. It's only partly true.