The 'global savings glut theory' has been around since 2005 when US central banker Ben Bernanke started talking about it, writes Bernard Hickey.

The rules around KiwiSaver withdrawals are there to ensure the money chipped in by taxpayers is put to good use and ensures Kiwis benefit in retirement.

Much of the available loans it will offer will likely pass straight to banks to meet debt-servicing costs, writes Fran O'Sullivan.

Wellington businesses, particularly listed companies, continue to struggle, writes Brian Gaynor.

Giving cash may make the situation worse by feeding the underlying problem, says a Tough Love supporter.

Winners pay off their debt in full each month, so they never pay any interest. If you're not in a position to do that, please - stop using your card.

It is not only Southlanders who can breathe a sigh of relief that the Tiwai Pt smelter received a stay of execution this week, writes Brian Fallow.

Radio New Zealand has taken Mary Wilson off air to make room for a new show "with a visual element" featuring John Campbell, writes John Drinnan.

Weird things are said when lawyers gather. Jock Anderson looks behind the scenes of the legal profession.

Fonterra chairman John Wilson's verbal sharp-shooting skills were put to good effect at the Trans Pacific Partnership (TPP) ministerial negotiations in Maui.

Tech blogger Juha Saarinen reviews Microsoft's new software, Windows 10, after attending a launch event in Sydney.

In the PC world I generally knew the answer. Here I knew nothing. I was a fish out of water and up a creek without a paddle, writes Chris Barton.

Benchmarks are relatively important to investors: without them the performance figures churned out by fund managers dissolve into random floating numbers, writes David Chaplin.

It could be a better way of making a sales presentation, creating repeat sales, generating referral business or resolving customer concerns.

Tom Hartmann takes a moment to look at a fundamental of investing: how soon you need your money back.

Two autopilot tricks you can set up so business opportunities come to your inbox daily, writes Debbie Mayo Smith.

Should we be dismayed or relieved at the disarray the Trans-Pacific Partnership negotiations are in? Sorry, but on the information to hand it is impossible to say.

The tide has turned on the economic boom. The slump in dairy prices has once again laid bare the vulnerabilities of a commodity-dominated economy.

The TPP has the potential to transform the economies of the 12 Asia-Pacific nations - but the devil, as always, is in the fine print, writes Fran O'Sullivan.

Diana Clement looks at the six biggest life insurance mistakes that Kiwis make.

Kiwis are better off than you might have thought, suggests a study of teens' living conditions.

How long before one super-agency promotes film and TV alike?, asks John Drinnan.

Jock Anderson on play-acting in London, real judging for Simon Moore, trustworthy-looking lawyers and more.

David Chaplin, editor of financial services industry website Investment News looks at growing old and retirement funding.

Time and motion study helps us not waste time by majoring in minor things, writes Robyn Pearce.

Playing the TPP soft cop cannot be allowed to blind Groser and his senior negotiators to NZ's own interests.

Just one year ago, it seemed unthinkable that officials in Wellington and Sydney, more typically known for their hawkishness and stubborn independence, would join the global race towards zero.