Latest FromBanking
![Bernard Hickey: Borrow now while stocks last and the price is right](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Bernard Hickey: Borrow now while stocks last and the price is right
Bernard Hickey writes: In the past couple of years, borrowers and bankers haven't thought of money as being in short supply.
![Skimmers target ANZ ATM machines](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Skimmers target ANZ ATM machines
ANZ says customers have fallen victim to fraudsters using card-skimming devices on its ATM machines.
![Bankers knock new capital plans](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Bankers knock new capital plans
The Bankers Association is critical of Reserve Bank proposals to increase the amount of capital banks have to hold against home loans with a high loan-to-value ratio (LVR).
![Helen Twose: Disclosure standard getting higher](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Helen Twose: Disclosure standard getting higher
All the publicity around the sale of Mighty River Power and the possibility KiwiSaver providers would buy a stake got me thinking about what my provider had invested my money in.
![Bernard Hickey: Still too big to fail](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Bernard Hickey: Still too big to fail
Bernard Hickey says: "Haircuts" for Kiwi bank depositors would never be allowed to happen.
![Consumer Watch: Still too big to fail](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Consumer Watch: Still too big to fail
Labour and the Greens are right. Our banks are too big to fail and we should be honest about that by creating a deposit insurance scheme for deposits of less than $250,000.
![Cypriot crisis puts spotlight on planned NZ bank policy](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Cypriot crisis puts spotlight on planned NZ bank policy
The Cypriot crisis has turned a spotlight on the open bank resolution (OBR) policy the Government and Reserve Bank have been working on, even though, as the bank has been quick to point out, the situations are very different.
![Inside Money: Banks v Shearer - a non currency affair](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Inside Money: Banks v Shearer - a non currency affair
I heard John Banks on the radio this morning offering financial advice to the recently-embarrassed Labour leader, David Shearer, writes David Chaplin.
![Editorial: Banks lose comfort of being 'too big to fail'](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Editorial: Banks lose comfort of being 'too big to fail'
Everybody with money in a bank in this country will be alarmed at first reading of the Reserve Bank's plan to seize some depositors' funds in the event of its failure.
![We're no Cyprus, says Reserve Bank](/pf/resources/images/placeholders/placeholder_l.png?d=793)
We're no Cyprus, says Reserve Bank
The Reserve Bank says its plans for dealing with potential bank collapses are very different from what's being seen in Cyprus.
![Risk to savings if bank fails](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Risk to savings if bank fails
Kiwis with money in the bank could see their nest eggs and savings dwindle in a government move the Greens say is a "Cyprus-style solution" to help out failing banks.
![Editorial: IMF report shows cool heads needed on economy](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Editorial: IMF report shows cool heads needed on economy
Editorial: It is always useful to get a global perspective on issues that are the subject of local political wrangling.
![Bryan Gould: Cyprus outrage not too far from home](/pf/resources/images/placeholders/placeholder_l.png?d=793)
Bryan Gould: Cyprus outrage not too far from home
"Who should bear which liabilities in the event of a banking collapse?" asks Bryan Gould. "The NZ proposal is an astonishing assault both on the property rights of depositors and on confidence in the banking system."