The victim's family want an independent review of ASB's processes.

'Where does their liability sit for this if other cases are discovered?'

“If the bank had contacted the family we may have been able to recover the funds.”

"Unfortunately, this comes far too late as my family’s lives have already been destroyed."

"Some kind of red flag should have been raised."

'Our NZ banking system is grossly inadequate.'

He used a sim-swapping scheme and phishing email to get the man's banking information.

"NZers are soft targets because we don’t have the security in place. It’s bananas."

'This is a massive step in New Zealand’s war against scams.'

Chinese students or older Chinese migrants the main targets.

But Government rubbishes plan as 'ridiculous'.

“It’s easy money for the offenders. It’s an easy crime.”

'Why wasn’t something done to stop this guy?'

“It’s not just gullible people, it’s smart people who get sucked in.”

'It’s not a Mickey Mouse scam, it’s sophisticated. They are taking millions.'

'I deeply regret my actions', says Nicholas Greer.

"I feel like something horrible is going to happen to my family.”

Two women believed to be involved are already in jail, the Herald understands.

The tribunal also found Alwyn O'Connor likely took $22,000 in missing funds.

Lawyer accused of using his client’s money as his own “personal credit facility”.