"For a very short period of time, we didn't know how many people were safe," said Murray. "When you go through a process like this [Simpson's death and the safety measures], you go back to those moments - they never leave you.
"You hope that a little bit of this from a long while ago will stand you in good stead as you go forward."
His old shipmate Bertrand didn't quite agree: "I think in hindsight, they [the wind limits] are a bit too conservative. These things can sail in 28 knots, in my opinion.
"But you can see how the responsibility and liability issues might affect things and maybe not enough people fully appreciate how these things are unstable surface effect machines.
"The whole sailing world has changed - they are getting huge lift off the water and these boats require more teamwork than any other America's Cup.
"After all, you are sailing them on a toothpick [a reference to the boats racing on hydrofoils] and a rudder."
If Murray and Bertrand have a slight difference of opinion on the wind limits, they are united in their memory of that fateful day on One Australia. Peter Montgomery's TV commentary was unforgettable, as were the pictures of the big yacht cracking up the middle and sinking within two minutes. The film went on the internet and became, at that stage, the most watched event other than the moon landing.
It led to one of the most famous quotes in Cup history.
Rod Davis (now the coach of Emirates Team NZ) was helming the boat that day and almost casually remarked to the burly Murray: "Big fella, are we going to sink?" The equally unflappable Murray said: "Yes. We are going to sink."
He was right. It was all over in two minutes, the tonnes of lead ballast in the hulls dragging the boat to the bottom of the Pacific.
No one died but the favourite to have done so was crewman Don McCracken who, in spite of being a Volvo round-the-world yachtsman, couldn't swim. "Dog paddle was about his lot," said Murray.
McCracken was one of the last off the yacht, thrown off the bow by the force of the sinking - just as well, as he could well have been sucked under in the vortex.
New Zealand's Murray Jones, now with Oracle Team USA and a four-time Cup winner, was on NZL32 and watched in horror as the yacht cracked and sank in front of them.
"The whole [NZ] boat went quiet. No one said a word," said Jones. "We just hoped no one was suffering - we were all concerned someone was hurt."
"One of the things that has stayed with me was the comradeship," said Bertrand. "The Kiwi chase boat picked some of our guys up. They were horrified at what had happened. We are blood brothers out of the water, regardless of the fact that we are mortal enemies on it. "
In the end, it came back to safety. Murray - then a competitor - said the organisers had asked the teams whether they wanted to sail: "I guess our egos got ahead of our brains a bit. Of course we wanted to race - but we got a bit ahead of ourselves."
That day, not only did One Australia sink, other boats were damaged on a day Jones said they should not have raced. The Australians stayed in the regatta, re-building their pace boat. They beat all other challengers except New Zealand, who won the Louis Vuitton Cup and went on to take the America's Cup - for the first time - off Dennis Conner in Stars & Stripes.