KEY POINTS:
Rosara Joseph is bright, but she can also handle a bike, be it of the mountain or road model.
The Commonwealth Games cross-country silver medallist begins the final stage of Nelson's Tour de Femme today in the lead. The Queen of the Mountains title is also within her grasp.
Three climbs are left in the category but competition is tight, with Joseph on 13 points, one ahead of Sarah Murdoch and Annelies Basten.
The Takaka Hill was where it all happened yesterday, with Joseph taking honours from Wellington's Gina Waibl.
