It allowed the Ruth card to fetch the whopping six-figure price at a Beckett Goodwin online auction last month.
"Best $25 I ever spent," Kelly told Sports Collectors Daily.
The sale set the record for Ruth rookie cards graded in the same collection.
"I don't see the vintage collectables market slowing down," Jeromy Murray, vice-president of Beckett Grading, told Forbes.
"Stories like this Ruth card energise people. I promise you that hundreds of people slung open their old pianos once they heard about this Ruth story just hoping they might find a hidden gem. It might sound crazy, but stories like this change people's lives."
According to Beckett Goodwin website, the card only became valuable in recent years.
"Until recently, the Ruth M101-4 rookie card, in its many variations, received little respect from the hobby's elite, veteran vintage card collectors and even investors and speculators," Beckett Goodwin says on its website.
"At long last, Babe Ruth's rookie card now stands at the precipice of becoming the Ruth of sports collectables — a relic for the ages. If ever a museum-worthy sports antiquity existed, it would be Ruth's major league rookie card."
The remaining 110 cards found in the piano were sold in a separate auction as one lot for $6648NZD.