Home / Sponsored StoriesSponsored by New Zealand Home LoansBeyond the 30-year trap: Less about mortgages, more about you9 Apr, 2025 12:00 PMSponsored by New Zealand Home LoansSubscribe to listenAccess to Herald Premium articles require a Premium subscription. Subscribe now to listen.Subscribe nowAlready a subscriber? Sign in hereListening to articles is free for open-access content—explore other articles or learn more about text-to-speech.SaveShareShare this articleCopy LinkEmailFacebookTwitter/XLinkedInReddit