Prosecuting sergeant Garry Wilson said the woman had not passed on funds after telling donors she was collecting money for a trust-organised event.
"The defendant certainly upset a lot of people and took money from quite a number of people who thought they were paying to quite a worthwhile, likeable trust," Mr Wilson said.
Mr Wilson argued against name suppression, saying there was no extreme hardship to the woman and that the people allegedly defrauded knew about the incident and who she was.
He said the woman had received a number of threats and harassment by people who had knowledge of the alleged offending.
"Comments made to her are a natural consequence of people being ripped off," Mr Wilson said.
He said there had been several arson attacks on the woman's street but that the fires were set to random bushes and were not targeted.
Mr Wilson said not naming the woman could make people wary of other Wairarapa trusts.
"The public of the Wairarapa need to be assured that this was a one-off incident that when other people ask for money for other trusts they are not associated with this defendant."
Defence lawyer Virginia Pearson said the woman was fearful after the two arson attacks on her home.
"[It's a] deliberate fire being set as a means of some sort of vigilante action, publishing [her name] is simply going to add fuel to that fire," Ms Pearson said.
She said the woman's children share the same last name and one had been the subject of bullying.
Judge Bill Hastings said there had been a message on Facebook, referring to the woman, saying "just kill her" and that there was a risk her daughter could be bullied further if the woman was identified.
He continued her name suppression through to a case review hearing on October 29 and remanded her on bail, with a condition not to have anything to do with fundraising.
