The Kiwi nurse whose estranged husband is accused of trying to kill her for the insurance money told a court she was "totally bewildered" after fire broke out in the house where she and family members were sleeping.
Felicity Drumm, 50, said the blaze at her parents' house in Auckland had been part of a succession of stressful events she had to deal with.
The High Court at Glasgow heard the fire followed an earlier blaze at the home she shared with husband Malcolm Webster in Scotland.
Jurors heard Drumm subsequently learned the home she was hoping to buy with Webster in New Zealand was the target of an arson attack.
Webster, 51, denies crashing his car in New Zealand in 1999 in an attempt to kill Drumm, his second wife, and obtain more than £750,000 ($1.60 million) worth of insurance money by fraud.
He further denies murdering his first wife, 32-year-old Claire Morris, who died when the vehicle in which she was a passenger crashed and caught fire in Aberdeenshire in May 1994.
Wife 'totally bewildered'
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