Homes in shadowy or damper areas, as well as homes built before 1962, are more at risk to pest infestations such as borer, a Wellington inquiry has found.
The investigation into Wellington's housing stock has also found 60 per cent of inspected Wellington homes have earthquake or weather resilience issues.
Borer infestations, poor weather proofing and insecure foundations were the main issues, initial investigations have found.
"It's issues that might be small can grow, and might not be an issue for a long time but in an event like an earthquake is when we need our homes the most," Wellington City Council chief resilience officer Mike Mendonca says.
Half of the inspected homes had some kind of borer infestation, while many had major ones.
"If you have that in your framing, obviously your house won't be as strong," Mr Mendonca said.