For example, you could match the latest taxpayers' and ratepayers' contribution to New Plymouth's Coronation Avenue Cycleway 63 times over.
If you feel like following the bellwethers for upper-middle class aspiration, you'll need decent wheels.
The Powerball prize could buy 92 Ferrari California convertibles similar to the 2012 model broadcaster Mike Hosking was spotted driving into TVNZ last year.
It'd also get you at least a hundred F430 F1 "sharknose" Ferraris similar to one Terry Serepisos had before he went bankrupt.
New Zealand's most famous Lotto winner, Trevor Cooper, won nearly $27 million in March 2012. He invested in real estate, and made a profit on his Karaka mansion, so take a tip from Trev and splash out on property.
Foreign Minister Murray McCully has refused to apologise this week for the Government spending $11m on a Manhattan apartment for Gerard van Bohemen, New Zealand's permanent representative at the United Nations.
Mr McCully defended the spend, despite much cheaper but still flashy apartments being on sale within a few blocks of the UN headquarters.
The New York Times real estate section had 176 apartments in the Midtown East area up for grabs at a 10th or less of what New Zealand spent on Mr van Bohemen's pad.
But the luxury-minded Lotto winner who did wish to emulate our man at the UN could easily snap up two apartments at the Trump World Tower on 845 United Nations Plaza for $23m.
Each had three bedrooms, three bathrooms, and access to a 24-hour our concierge, spa, and health club with an 18m swimming pool.
As Mr Cooper would testify, winning a Lotto jackpot can seriously impose on one's privacy. A private island might be the perfect tonic to keep away story-hungry journalists and dubious long-lost relatives.
Sadly, Pakatoa Island, a former rehab centre for alcoholics reborn as a Hauraki Gulf jewel that seems permanently for sale, will be out of reach with its $40m asking price. Better luck next time.