Mr Wishnowsky said fire insurance should be occasionally updated "to ensure you not only have the correct insurance cover for fire but an appropriate level of cover too", including insurance of property for loss and replacement.
"Policies may need to cover house, household effects, other structures, crops, forests, vehicles and plants, as well as public liability insurance to cover the costs of loss to a third party should fire escape from your property."
He said there also was Forest and Rural Fires Act Insurance to cover costs for fire suppression or costs levied by any Rural Fire Authority under the Forest and Rural Fires Act 1977.
Mr Wishnowsky said any controlled fires must be accessible for a fire truck at all times in case of emergency, must be used in a safe and considerate manner and must be of a size that burns out during daylight hours.
The fires must be supervised at all times and must not include green vegetation, rubber, plastic items, toxic materials, treated timber or building waste.
Those undertaking controlled burning were reminded to check weather conditions before lighting, he said. Updated conditions at www.WRFD.org.nz