A budget-cutting exercise is on the planning books for the Wairarapa-Bush Rugby Football Union.
Chairman Graeme Reisima has acknowledged the organisation is facing a significant cash-flow issue.
And while confident of getting its house back in order, Reisima admits budget cutting is a "given" considering the seriousness of the situation.
"We will have to make cuts in several areas, we don't have any option," he said. "These are challenging times for many organisations and sporting bodies and, unfortunately, we are not immune to them."
Reisima did not disclose the amount owed - sources put it at six figures - but did say he appreciated the uncertainty created as a consequence, adding he had spoken to most of the creditors and explained the situation to them.