Reddit user Bipolarkiwinz offered this about credit: "I work in finance, and not a lot of people realise that every time you apply for finance, whether it be a phone account, credit card or loan, an inquiry is put against your name. If you have lots of inquiries, especially over a short period of time, you are ruining your credit. I see people declined constantly for no other reason than they were "shopping around ..."
There were some other fascinating responses. Here are the highlights:
1. "I'm a well-paid network engineer for a large company in New Zealand that provides consultancy services. 99 per cent of all our problems are solved by Googling the right phrase."
2. "Door-to-door sales: It's okay if you aren't interested. Being straight up about it ... much more pleasant for both of us. I'll talk to 50-60 people in a day, and two to four will sign up, so I'm confident that 99 per cent of those who might knock on your door can handle the rejection."
3. "Internet/phone support: Most calls we get about people with faults on their line are caused by their own equipment ... as the phone line's a circuit if anything's having trouble it usually affects the whole line. I wish ISPs just focused a little more on telling people this, then we wouldn't have such long waits in our queues."
