It wasn't, and the couple found each other in the chaos of Latimer Square before her husband realised that his scooter could be useful and started ferrying rescue workers where they needed to go.
Steele took a long walk home to Ilam.
"All the way home there was liquefaction and power lines coming down. There was nowhere to run. I was thinking, 'This could be it,'" she said. Life could be over.
"I had a colleague who was a volunteer ambulance officer. As soon as we came out of the building, he took off to the CTV building and worked till 3am pulling people out of the rubble.
"I thought, I would have liked to help people in a better way than dealing with their insurance claims.
"I thought, healthcare is really what I wanted to do, and that could have been my time, and how upset I would have been had I spent my life not pursuing what I wanted to be doing."
Steele, now 33, graduates on Saturdaywith a nursing degree from Manukau Institute of Technology.
It is her second degree. Her first, from Canterbury University, was in English and history, and she walked straight out of that into her "first grown-up job" at Buckingham Palace. She was 22, freshly arrived on her OE.
"I saw it advertised and applied. I thought even if I don't get it, just going for the interview will be an amazing experience," she said.
She was hired as one of four people managing 450 to 500 tour guides, wardens and other staff for Royal Collection Enterprises - the palace's "business arm".
The job involved recruiting and training staff and organising events such as charity fundraisers, often attended by the royals.
"I've met all the royal family. If there were charities that they were patrons of they would be there, or sometimes you would meet the more junior royals in passing," she said.
"To meet the Queen, you would be invited to a reception or a cocktail party - they take really good care of their staff.
"You got to go to the Queen's box at the Royal Albert Hall, and tickets to Wimbledon, cocktail evenings with the Lord Chamberlain, all sorts of wonderful things."
But Steele had left her husband - then still her fiance - back in Christchurch, doing his doctorate. After three years at the palace, she came home.
She got a job at AMI, rising to be its training and development manager. She and her husband both transferred within their companies to Auckland six months after the quake, and Steele kept working for AMI part-time right through her three-year nursing course.
This week she is working night shifts in a general surgical ward at Mercy Ascot Hospital at Greenlane.
"I did have that nagging doubt about what if I get to my first clinical placement and find it's not for me," she said.
"After my first day I thought, this is what I'm supposed to be doing. I was really relieved. I felt very strongly that this is what I should be doing with my life, and I kind of haven't looked back from there."
