Panic set in for the woman living closest to the epicentre of the quake which shook Otago on Monday night, and the earth continued to ''grind'' and ''crack'' after it hit.
The Earthquake Commission had received 25 property damage claims by yesterday afternoon, after the magnitude-4.7 quake struck a second before 11.18pm, at a depth of 7km, centred just northeast of Lee Stream and 30km west of Dunedin.
Rachel Wilson, who lives close to Lee Stream School, on Minchmoore Farm, where the quake struck, said she and her husband were sleeping when the quake occurred.
''It's quite scary. Panic sets in and you have got three sleeping children and it's kind of like which way do you go first?'' The noise was what scared her most and was hard to describe.
''Some people have said it sort of sounded like a freight train, but I reckon it was worse than that.''