Tina Ball was milking at her father's farm, about 12km from her Paparoa home, when a neighbour called to tell her that her house was on fire.
She raced home thinking she could salvage some of her possessions, not knowing that the neighbour had run there thinking a life size cut-out of Mystics netballer Kayla Cullen he saw through a window was a person trapped inside.
"One of the local farmers was trying to throw stones at the window to alert her and went to rescue this cut-out without realising it was just a cut-out," she said. "We had a laugh about it later but it was lucky there was no one at home at the time."
The fire, which is believed to have been caused by an electrical fault, consumed the three-storey, six-bedroom house that had been home to the Ball family for about two years.
The Balls lost almost everything. Among the ashes were stacks of Mystics souvenirs collected by Ms Ball's two "absolutely netball-mad" daughters, Cheyanne, 16, and 5-year-old Stevie-Raye.