The woman sought help from the local Healthy Homes Initiative, which aims to warm up the homes of low income families with young children.
Fortunately, just before the winter set in, she was supplied with some key essentials including thick curtains, an oil heater and new bunk beds and bedding for her boys.
"It's warm and it is definitely ready for winter which was my main concern, I just feel like every winter is getting colder.
There are concerns that this winter could hit families harder in the wake of the Covid-19 crisis.
Rae said a collective of Māori service providers in Northland were helping whānau hit by Covid-19-related issues, and they were seeing more referrals as a result.
"Some of those referrals are pretty sad reading, lots and lots of people all in the same whare together and people have lost jobs and income."
Children's charity Variety spokesperson Emma Bolwell said the organisation was bracing itself for the full impact of Covid-19.
Variety supplies hundreds of kids living in poor housing with new beds and bedding to prevent the spread of illnesses but already it cannot meet demand.
"There's still waiting lists of children - there is a lot more that we could be doing," Bolwell said.
"The fall out from Covid and the job losses that families are going to experience or are experiencing does concern us.
"We have seen an increase in the number of children and their families who are applying for assistance through Variety and I think we are only at the beginning of that."
This week, the Health Research Council awarded $5 million to a research team to study the country's old, cold and mouldy homes.
And Howden-Chapman was welcoming the government's new rental standards and the planned build of thousands more healthy homes.
But she said the government needed to boost funding for the Healthy Homes Initiative, to at the very least - equip families with heaters and warm curtains.