Carl Bradey lost everything he owns and suffered extensive burns over his body when he ran through flames to save a 3-year-old girl.
The Palmerston North man's Terrace End home burned down early on Friday the 13th last month in a blaze started by a candle.
Mr Bradey said he had arrived home from work about 12.30am and went to bed about 2.45am after a few beers.
"I then got woken up by my ex-partner's sister-in-law, yelling at us that the house was on fire."
The woman's 3-year-old daughter was asleep in a nearby room that flames were nearing.