The really compelling thing about Jaguar's new entry-level XF, the 2.2D Luxury, is that you can sit inside it and not be confronted with much evidence that you're piloting the least expensive model in the range.
As the Luxury nomenclature suggests, the quality of fit/finish and equipment is everything you'd expect of a top-line executive car and not easily distinguishable from more upmarket XFs.
It's impressive on the road, too. It might be a four-cylinder diesel, but peak torque of 450Nm and a 0-100km/h sprint of 8.5 seconds (as fast as the XF V6 petrol) makes it a very satisfying car. One you can feel smug about, as well: with combined economy of 5.4 litres per 100km, it's capable of small-car economy. That's a pretty amazing resume for $90,000.
But the XF 2.2D is not the car we're here to talk about. Meet the XF 3.0D S Luxury, which has a lot of work to do to justify its $115,000 pricetag in light of the paragraph above.
I've driven the standard 3.0D and while it has more power (177kW/500Nm) and superior refinement to the 2.2D, I'd still be reluctant to spend the extra $10,000.