A charter fishing vessel was overloaded and travelling too fast in shallow water when it struck a rock in Foveaux Strait, a report into the incident has found.
During a cod-fishing trip to Seal Rocks near Ruapuke Island in August 2012, the Torea was carrying 24 passengers and three crew members.
The Torea was permitted to carry only 20 passengers but the skipper was unaware that he had more than 20 on board, the Transport Accident Investigation Commission said in its report.
During the trip, the Torea struck an uncharted rock as the skipper was increasing speed to move to another area.
The vessel's hull was damaged in the collision and water began flooding the main cabin.