Flood claims expected to rise after next downpour

Tua Sane, left, and John Haye cleaning-up mud and debris at Unity Agencies NZ Ltd in Cornish Street, Petone. Photo / Mark Mitchell, NZ Herald

Insurance claims for flood damage caused by yesterday's deluge in Wellington are expected to rise after the next downpour, AA Insurance says.

The most common types of claims so far had been for flooding to homes, but there had also been a number of cars damaged, customer relations manager Amelia Macandrew said.

"We've had rooms flooded with incoming water, water dripping through ceilings because of leaks in the roof, and cars with flooded interiors and engines.

"However, we expect to see an increase in claims over the next few days after more forecasted rain, and once people have accessed the damage to their property."

Bernard Beissel and his son Alistair considering their options to prevent water flooding Alistair's home. Photo / NZ Herald

Anyone in need of emergency repairs to keep their house watertight was asked to call their insurer as soon as possible.

"While there's no deadline to make a claim, the sooner you let us know, the sooner we can help you."

In the meantime, Wellingtonians were advised to try to grab the opportunity between downpours to get their house in order and prevent any new or additional flooding damage during the next couple of days.

"Now's a good time to check your property - but only if it's safe to do so," Ms Macandrew said.

"If you're unable to lift furniture or wet carpet, ask a neighbour to help. The same applies to cleaning your gutter.

"Remember to always focus on your own safety first before attempting to look after your home or belongings. After all, they are often replaceable."

Property safety check for flooding:

I•If there is water in light fittings, turn your lights off and call an electrician.

I•If it is safe to do so, place a tarpaulin over any areas where the roof is leaking.

I•If it is safe to do so, clear gutters and check for any damage that could create flooding or leaking. Also check seals around windows and doors that could let in water.

I•If floors are wet, lift furniture to prevent staining.

I•If possible, lift wet carpet to allow it to dry - don't use a heater, as this may shrink the carpet.

I•If your vehicle has been damaged or suffered flooding it may be unsafe to drive - please don't drive unless you absolutely need to.

I•Don't risk driving through water as its often difficult to gauge how deep or fast moving it is.

I•Keep your damaged items if you can or take photos - this is useful to confirm what needs replacing.