Evans said most of his clients genuinely wanted to clear their fines, but he believed collection companies needed to be more flexible.
"The Ministry of Justice itself is the most difficult agency to deal with as they simply won't compromise," he said. "Most of my clients want to pay, but they want to pay at a rate they can afford.
"The Ministry usually won't accept repayments negotiated over a longer period of time, which leads a lot of people to attempt to not pay at all."
Penalties were added to the original fine until the amount owing got to a level where people felt they could never clear it, Evans said. "They stick their heads in the sand hoping the problem will go away, which it won't. It gets worse."
Evans said it would make more sense for collection agencies to accept a time-payment arrangement than "chasing people for large sums they can't afford".
The worst offender in the figures was a driver - whereabouts unknown - who racked up an astonishing $185,313 for speeding, parking, registration and regulatory driving offences.
The second-worst fine-gatherer moved to Australia after clocking up $84,328. The third lives in the west of the North Island and has fines totalling $67,102.
The top five motoring infringements last year were: 145,000 people were caught with no warrant of fitness.
100,000-plus were snapped by speed cameras.
50,000 failed to display a licence label properly.
50,000 people parked over time limits.
46,000 were pinged for driving unaccompanied with only a learner's licence.
The Government has vowed to get tough on fine-dodgers. Late last year it introduced a new system to catch more people trying to slip the net.
The scheme, which involves data-matching with the Inland Revenue Department and the Ministry of Social Development, collected more than $16 million in overdue fines in its first seven months. About 193,000 people who owe fines or reparations were identified.
"For fines to be a credible sanction, the public must believe that they will be enforced," said Minister for Courts Chester Borrows.
"Data-matching targets people that we have been unable to locate by other means. These are people who are able to pay their fines, but deliberately choose not to. That is unacceptable. "