So as things get uncertain out there it can be tempting to stick our heads in the sand, to pretend scary things aren't happening, and not make any of the small adjustments we need to make.
But actually there are easy steps you can take right now, in order to become stronger financially and more prepared for whatever is next.
For the latest Cooking the Books podcast I talked to money mentalist Lynda Moore.
We discussed how money uncertainty can impact mental health, first steps to feel more in control, and how to build an emergency fund in an emergency.
For the episode, listen on the podcast player above.
If you have a question about this podcast, or a question you'd like answered in the next one, come and talk to me about it. I'm on Facebook here, Instagram here and Twitter here.
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• Covid19.govt.nz: The Government's official Covid-19 advisory website