KEY POINTS:
Payment from ACC for an amputated arm is not quite enough to cover Jackie Han's three-year Bachelor of Science degree at Auckland University.
So for the past few months, the Korean bus crash victim and her family have searched the web to find a suitable scholarship, based on
the 19-year-old's abilities in applied mathematics and physics.
However, a scholarship seems almost impossible because Ms Han is not a New Zealand resident and now she is seeking a private individual or company to sponsor her studies.
At international student rates, her tuition fees will top $66,000 over the course of three years.
Before the crash, Ms Han had planned to study chemical engineering at an American university.
But the loss of her arm has forced a re-think. She now wants to study psychology at Auckland.
The February tragedy has also turned the rest of her Korean-based family's life upside down.
The Hans want to immigrate to New Zealand; at present they are in the country on temporary visas.
Ms Han - one of three Korean women to lose their right arms in the road accident south of Tokoroa - will begin attending lectures from next semester.
Her father, sister and grandmother are trying to settle in Auckland.
Her mother has returned to Korea to earn money for the family.
Peter Han, a professor of chemical engineering in Korea, said ACC was not paying out for the loss of his income.
It was, however, paying a weekly allowance for caregiving and Professor Han's mother was flying in from Korea to help with housework.
Professor Han's neck and an arm were injured in the crash, meaning he cannot return to his job in Korea.
His other daughter, 13-year-old Claire, has settled in to Carmel College on the North Shore. He said she had adjusted well at school and her peers had been good to her.
Claire's face was badly cut in the accident and she will undergo further operations to minimise the scarring.
Meanwhile, Ms Han will be fitted with an artificial limb.
That, and related costs, will have a price tag of about $100,000.
The ACC system was initially confusing for the family.
Soon after the bus crash, Jackie's mother questioned why the tour company and its driver could not be sued for damages.
Of the other two woman who lost arms in the crash, one returned to Korea after a stay of several weeks at Waikato Hospital.
The other woman, Kuy-Ri Suk, settled in Hamilton to study at Waikato University.
She was joined by her mother and her 11-year-old brother.
Her father, Professor Sang Kee Suk, returned to Seoul to continue his career.